The Huntington National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 45.38 percentage points lower than in Q1 2026, at 145.53%. The Huntington National Bank ranks 73rd of 156 Ohio banks on return on assets, in the upper half at 1.12% (Q2 2026). The median for banks in the >= $250B asset tier is 1.23% on return on assets. The Huntington National Bank sits 0.11 points lower, at 1.12% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.82% |
| Tier 1 risk-based capital ratio | 12.02% |
| Total risk-based capital ratio | 13.84% |
| Tier 1 leverage ratio | 9.30% |
| Equity capital to assets | 11.76% |
| Tangible equity to tangible assets | 8.47% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.17% |
| Non-performing assets ratio | 0.80% |
| Net charge-off ratio | 0.26% |
| Texas ratio | 10.22% |
| Allowance for credit losses to loans | 1.70% |
| Reserve coverage of non-performing loans | 145.53% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.12% |
| Return on equity | 9.66% |
| Net interest margin | 3.31% |
| Efficiency ratio | 57.79% |
| Yield on earning assets | 5.24% |
| Cost of funds | 1.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.18% |
| Core deposits to total deposits | 92.49% |
| Brokered deposits to total deposits | 4.38% |
| Deposits to assets | 80.23% |
| Securities to assets | 17.53% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.36% | 11.22% | 12.89% | 8.53% | 1.29% |
| Q4 2023 | 10.60% | 11.47% | 13.09% | 8.51% | 0.63% |
| Q1 2024 | 10.38% | 11.25% | 12.86% | 8.34% | 1.00% |
| Q2 2024 | 10.32% | 11.19% | 12.90% | 8.09% | 1.06% |
| Q3 2024 | 10.17% | 11.02% | 12.51% | 8.00% | 1.09% |
| Q4 2024 | 11.55% | 12.39% | 14.13% | 8.94% | 1.11% |
| Q1 2025 | 11.76% | 12.60% | 14.35% | 8.99% | 1.16% |
| Q2 2025 | 11.39% | 12.21% | 13.91% | 8.85% | 1.14% |
| Q3 2025 | 11.73% | 12.53% | 14.15% | 9.12% | 1.32% |
| Q4 2025 | 11.72% | 12.45% | 13.98% | 9.63% | 1.14% |
| Q1 2026 | 12.04% | 12.25% | 14.09% | 10.24% | 0.98% |
| Q2 2026 | 11.82% | 12.02% | 13.84% | 9.30% | 1.12% |
The Huntington National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Huntington National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Huntington National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6560) · FFIEC NIC profile (RSSD 12311)