The Huntington National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos dropped 100.0% in Q2 2026, from $11.5M to $0. It was the largest change from Q1 2026 among the key lines here. Within Ohio, The Huntington National Bank is 70th of 156 on loan-to-deposit ratio, 84.18% as of Q2 2026, above the middle of the field. The Huntington National Bank reported 84.18% on loan-to-deposit ratio for Q2 2026, 22.49 points above the 61.69% median for banks in the >= $250B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.07B |
| Cash and noninterest-bearing balances to assets | 6.03% |
| Cash and securities | $66.71B |
| Fed funds sold and reverse repos | $1.1M |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $15.13B |
| Subordinated notes and debentures | $1.57B |
| Other borrowed money to assets | 5.35% |
| Trading liabilities | $406.8M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.18% |
| Net loans and leases to deposits | 82.75% |
| Loans and leases to core deposits | 86.89% |
| Core deposits to total deposits | 92.49% |
| Brokered deposits to total deposits | 4.38% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.17% | 95.11% | $655.5M | $9.48B |
| Q4 2023 | 78.71% | 94.30% | $617.7M | $8.74B |
| Q1 2024 | 78.12% | 94.26% | $134.7M | $11.37B |
| Q2 2024 | 78.50% | 93.89% | $132.9M | $12.97B |
| Q3 2024 | 77.97% | 93.75% | $142.0M | $12.72B |
| Q4 2024 | 78.22% | 93.14% | $142.1M | $10.94B |
| Q1 2025 | 78.42% | 93.64% | $132.2M | $12.57B |
| Q2 2025 | 81.07% | 93.70% | $130.8M | $12.77B |
| Q3 2025 | 81.69% | 93.70% | $144.4M | $12.75B |
| Q4 2025 | 83.58% | 92.79% | $22.4M | $13.58B |
| Q1 2026 | 83.41% | 92.07% | $11.5M | $16.90B |
| Q2 2026 | 84.18% | 92.49% | $0 | $15.13B |
The Huntington National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Huntington National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Huntington National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6560) · FFIEC NIC profile (RSSD 12311)