The Huntington National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 1.21 percentage points lower than in Q1 2026, at 11.64%. The Huntington National Bank ranks 70th of 84 Ohio banks on CET1 ratio, in the lower half at 11.82% (Q2 2026). The median for banks in the >= $250B asset tier is 15.13% on CET1 ratio. The Huntington National Bank sits 3.31 points lower, at 11.82% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.82% |
| Tier 1 risk-based capital ratio | 12.02% |
| Total risk-based capital ratio | 13.84% |
| Tier 1 leverage ratio | 9.30% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $25.20B |
| Tier 1 capital | $25.62B |
| Total risk-based capital | $29.50B |
| Total equity capital | $33.28B |
| Risk-weighted assets | $213.21B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.76% |
| Tangible equity to tangible assets | 8.47% |
| Equity capital to average assets | 11.64% |
| Internal capital growth rate | 3.04% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $40.0M |
| Common stock surplus | $29.41B |
| Retained earnings | $6.02B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.19B |
| Subordinated notes and debentures | $1.57B |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.36% | 11.22% | 12.89% | 8.53% | $140.74B |
| Q4 2023 | 10.60% | 11.47% | 13.09% | 8.51% | $138.46B |
| Q1 2024 | 10.38% | 11.25% | 12.86% | 8.34% | $139.31B |
| Q2 2024 | 10.32% | 11.19% | 12.90% | 8.09% | $139.18B |
| Q3 2024 | 10.17% | 11.02% | 12.51% | 8.00% | $141.86B |
| Q4 2024 | 11.55% | 12.39% | 14.13% | 8.94% | $143.13B |
| Q1 2025 | 11.76% | 12.60% | 14.35% | 8.99% | $143.74B |
| Q2 2025 | 11.39% | 12.21% | 13.91% | 8.85% | $147.93B |
| Q3 2025 | 11.73% | 12.53% | 14.15% | 9.12% | $149.58B |
| Q4 2025 | 11.72% | 12.45% | 13.98% | 9.63% | $165.70B |
| Q1 2026 | 12.04% | 12.25% | 14.09% | 10.24% | $206.90B |
| Q2 2026 | 11.82% | 12.02% | 13.84% | 9.30% | $213.21B |
The Huntington National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Huntington National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Huntington National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6560) · FFIEC NIC profile (RSSD 12311)