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Call report code · Schedule RC-R, Part I

RCOAH313: Eligible Retained Income

RCOAH313 is the call report code for eligible retained income, reported on Schedule RC-R, Part I, Regulatory Capital Components and Ratios. For Q2 2026 (year to date), 16 banks reported it, totaling -$15.6M; the median among the 13 with a nonzero amount was -$214K. The largest value reported for Q2 2026 (year to date) was $5.2M, by PBT Bancorp.

Where RCOAH313 sits on the call report

Reference facts for call report code RCOAH313
CodeRCOAH313 (prefix RCOA, item H313)
Prefix RCOARegulatory capital items reported on Schedule RC-R.
ScheduleRC-R, Part I, Regulatory Capital Components and Ratios
Reported onFFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, year to date
In the MDRM since2016

The same item under other prefixes

Item H313 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCFAH313 Regulatory capital items reported on Schedule RC-R —

Largest reported values, Q2 2026

The ten banks reporting the largest RCOAH313 values
BankHeadquartersRCOAH313
PBT Bancorp Hazard, KY $5.2M
PSB Bank Rhineland, MO $2.3M
Millennial Bank Leeds, AL $1.5M
Alton Bank Alton, MO $1.2M
American Eagle Bank South Elgin, IL $217K
Millennium Bank Chattanooga, TN $188K
Columbia Savings and Loan Association Milwaukee, WI -$214K
Connect Community Bank Raymond, WA -$285K
Tioga-Franklin Savings Bank Philadelphia, PA -$559K
Lamont Bank of St. John Saint John, WA -$987K

Total reported by quarter

Sum of RCOAH313 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 202616-$15.6M
March 31, 202613-$24.5M
December 31, 202518-$16.6M
September 30, 202514$11.5M
June 30, 202514$2.5M
March 31, 202519-$7.1M
December 31, 202419$9.3M
September 30, 202419$25.1M

Related

All codes on Schedule RC-R, Part I · All call report schedules · Find the code for a loan type · What a call report is