Bank call report · Sheffield, AL
Bank Independent Call Report
BankRegReports is independent of Bank Independent and never asks for online banking logins or passwords.
Bank Independent filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 448 reported line items, schedule by schedule (936 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 539032 |
| FDIC certificate number | 16604 |
| Total assets | $2.86B |
Official Q2 2026 call report PDF (FFIEC) →
Bank Independent call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · Bank Independent balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.86B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.86B |
| Total Liabilities and Minority Interest | RCON2948 | $2.57B |
| Total Deposits | RCON2200 | $2.47B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.94B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.86B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.83B |
| Deposits: Noninterest-bearing | RCON6631 | $528.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $457.2M |
| Total Equity Capital | RCON3210 | $292.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $292.2M |
| Interest-bearing Balances | RCON0071 | $214.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $185.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $175.1M |
| Surplus | RCON3839 | $127.4M |
| Other Assets | RCON2160 | $86.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $53.9M |
| Other Liabilities, Total | RCON2930 | $53.6M |
| Other Borrowed Money | RCON3190 | $30.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $25.8M |
| Goodwill | RCON3163 | $23.8M |
| Intangible Assets | RCON2143 | $23.8M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $18.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$10.9M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $5.4M |
| Loans and Leases Held for Sale | RCON5369 | $3.5M |
| Common Stock | RCON3230 | $592K |
| Other Real Estate Owned | RCON2150 | $190K |
Schedule RI: Income Statement (50 items)
About Schedule RI · Bank Independent income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $77.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $63.4M |
| Net Interest Income | RIAD4074 | $58.7M |
| Total Noninterest Expense | RIAD4093 | $57.0M |
| Salaries and Employee Benefits | RIAD4135 | $33.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $32.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $20.1M |
| Total Interest Expense | RIAD4073 | $19.2M |
| Other Noninterest Expense | RIAD4092 | $13.6M |
| Total Noninterest Income | RIAD4079 | $12.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $11.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $11.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $10.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $9.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $9.3M |
| Net Income (Loss) | RIAD4340 | $9.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $9.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $8.9M |
| Other Noninterest Income | RIADB497 | $7.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $6.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $6.3M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $6.1M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $4.0M |
| Applicable Income Taxes | RIAD4302 | $2.6M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $2.3M |
| Provision for Loan and Lease Losses | RIAD4230 | $2.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $2.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.7M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.1M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $966K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $643K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $552K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $266K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $254K |
| Other Interest Income | RIAD4518 | $239K |
| Interest on Other Securities | RIAD4060 | $235K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $118K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $111K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $102K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $101K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $88K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $68K |
| Fees and Commissions from Annuity Sales | RIADC887 | $66K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $58K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $39K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$8K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 655 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $267.9M |
| Balances Due from Federal Reserve Banks | RCON0090 | $199.9M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $33.4M |
| Currency and Coin | RCON0080 | $19.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $9.1M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $6.1M |
Schedule RC-B: Securities (32 items)
About Schedule RC-B · Bank Independent securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $52.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $51.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $223.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $215.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $59.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $58.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $468.9M |
| Pledged Securities | RCON0416 | $343.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $180.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $67.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $60.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $55.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $54.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $47.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $43.8M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $36.8M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $36.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $32.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $26.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $21.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $19.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $15.6M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $15.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $14.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $14.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $9.3M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $9.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $5.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $1.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $1.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $32K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $28K |
Schedule RC-C, Part I: Loans and Leases (36 items)
About Schedule RC-C, Part I · Bank Independent loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.86B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $655.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $604.1M |
| Commercial and Industrial Loans | RCON1766 | $424.4M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $424.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $409.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $327.3M |
| Pledged Loans and Leases | RCONG378 | $324.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $306.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $272.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $264.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $216.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $155.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $143.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $105.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $97.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $85.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $83.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $76.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $44.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $42.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $33.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $18.6M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $15.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $11.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $8.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $8.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $4.3M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $1.5M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $1.5M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $314K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $97K |
| Other Loans | RCONJ464 | $97K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $321.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $82.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $51.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $19.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $8.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $3.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $985K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $844K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $774K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $335K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $308K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 44,150 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 214 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 191 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 159 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 102 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 71 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 36 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 8 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 8 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 6 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 2 |
Schedule RC-E: Deposit Liabilities (35 items)
About Schedule RC-E · Bank Independent deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $2.26B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.86B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.25B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $496.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $491.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $408.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $375.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $322.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $252.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $243.6M |
| Total Transaction Accounts | RCON2215 | $209.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $203.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $186.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $181.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $163.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $147.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $142.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $119.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $108.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $66.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $62.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $61.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $49.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $46.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $46.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $23.4M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $23.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $20.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $14.3M |
| Total Brokered Deposits | RCON2365 | $10.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $10.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $10.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $6.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $724K |
| Total reciprocal deposits | RCONJH83 | $600K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $44.6M |
| Other Assets | RCON2168 | $11.9M |
| Net Deferred Tax Assets | RCON2148 | $11.5M |
| Accrued Interest Receivable | RCONB556 | $9.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $7.8M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $6.5M |
| Prepaid Expenses | RCON2166 | $4.7M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $1.6M |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $41.5M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $13.8M |
| Operating lease liabilities | RCONLB56 | $12.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $6.9M |
| Other Expenses Accrued and Unpaid | RCON3646 | $5.1M |
| Deferred Compensation Liabilities | RCONC011 | $2.3M |
| Accounts Payable | RCON3066 | $189K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $150K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Bank Independent quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.91B |
| Quarterly Average of Total Loans | RCON3360 | $1.89B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.79B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.07B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $419.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $379.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $376.9M |
| Mortgage-backed Securities | RCONB559 | $331.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $264.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $118.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $110.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $110.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $30.0M |
| All Other Securities | RCONB560 | $25.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $21.5M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $17.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $3.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $1.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · Bank Independent derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $122.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $106.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $105.3M |
| Unused Commitments - Credit Card Lines | RCON3815 | $39.7M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $33.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $32.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $31.4M |
| Performance Standby Letters of Credit | RCON3821 | $10.9M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $6.2M |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · Bank Independent memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $30.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $13.4M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $140K |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $50K |
| Outstanding balance of PPP loans | RCONLG27 | $8K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
| Number of outstanding PPP Loans | RCONLG26 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (26 items)
About Schedule RC-N · Bank Independent past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $36.2M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $24.1M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $4.6M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $3.2M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $2.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $2.0M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $1.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.0M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $789K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $688K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $412K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $190K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $74K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $60K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $57K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $52K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $38K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $38K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $22K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $14K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $6K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $3K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $2K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $1K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Bank Independent other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.91B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.48B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.25B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.18B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.06B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $285.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $42.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $7.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 96,211 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,903 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,212 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 21 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $28.3M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $28.2M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $3.5M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $581K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $457.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $457.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $457.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $457.2M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Bank Independent regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.15B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Bank Independent regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.91B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.89B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.15B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $310.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $292.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $284.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $284.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $284.1M |
| Retained Earnings | RCOAKW00 | $175.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $128.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $25.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $25.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $25.9M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $19.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $19.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$10.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$8.7M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$2.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1442 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1322 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1322 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0982 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0642 |
Schedule RC-R, Part II: Risk-Weighted Assets (59 items)
About Schedule RC-R, Part II · Bank Independent risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.15B |
| Total Risk-weighted Assets | RCONG641 | $2.15B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.87B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.87B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.79B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.44B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.43B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $457.2M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $399.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $381.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $363.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $360.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $360.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $343.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $343.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $334.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $310.7M |
| Total All Other Assets | RCOND981 | $301.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $273.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $267.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $219.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $188.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $171.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $125.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $76.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $71.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $64.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $48.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $37.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $37.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $35.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $35.7M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $29.1M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $27.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $19.4M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $19.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $19.0M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $18.7M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $18.7M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $18.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$18.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $16.4M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $16.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$11.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $11.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $10.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $5.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $5.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $5.3M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $3.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $3.7M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $3.5M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $3.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $3.0M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $1.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $1.6M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $1.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $8K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $292.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $266.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $266.6M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $25.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.6M |
| Other Comprehensive Income | RIADB511 | -$4.1M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (14 items)
About Schedule RI-B, Part I · Bank Independent charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $4.2M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $3.4M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2.0M |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $1.6M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $569K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $275K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $68K |
| Charge-offs on All Other Loans | RIAD4644 | $65K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $53K |
| Recoveries on All Other Loans | RIAD4628 | $52K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $35K |
| Recoveries on Loans to Credit Cards | RIADB515 | $5K |
| Recoveries on Automobile Loans | RIADK133 | $2K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Bank Independent changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $25.8M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $25.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $4.2M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.86B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $841.0M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $429.6M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $374.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $187.9M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $25.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $21.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $11.7M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $6.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $5.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $2.6M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $1.5M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $301K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $21K |
Schedule RI-E: Explanations (19 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $25.0M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $5.5M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $2.7M |
| Data Processing Expenses | RIADC017 | $1.6M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $1.2M |
| Marketing and Other Professional Services | RIAD0497 | $1.1M |
| Consulting and Advisory Expense | RIADF557 | $795K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $678K |
| Accounting and Auditing Expenses | RIADF556 | $524K |
| Printing, Stationery, and Supplies | RIADC018 | $499K |
| Telecommunications Expense | RIADF559 | $362K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $310K |
| Directors' Fees | RIAD4136 | $303K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $266K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $254K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $164K |
| Safe Deposit Box Rent | RIADC015 | $115K |
| Legal Expense | RIAD4141 | $98K |
| Income and Fees from Wire Transfers | RIADT047 | $93K |
Bank Independent call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank Independent call report?
The Bank Independent call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank Independent file?
Bank Independent files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank Independent call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank Independent has Federal Reserve RSSD ID 539032 and FDIC certificate number 16604. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank Independent file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank Independent financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 16604) · FFIEC NIC profile (RSSD 539032)