Bank call report · Leeds, AL
Millennial Bank Call Report
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Millennial Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 258 reported line items, schedule by schedule (797 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2621285 |
| FDIC certificate number | 34460 |
| Total assets | $201.3M |
Official Q2 2026 call report PDF (FFIEC) →
Millennial Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Millennial Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $201.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $201.3M |
| Total Liabilities and Minority Interest | RCON2948 | $185.4M |
| Total Deposits | RCON2200 | $183.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $166.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $163.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $162.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $19.4M |
| Deposits: Noninterest-bearing | RCON6631 | $17.8M |
| Total Equity Capital | RCON3210 | $16.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $16.0M |
| Surplus | RCON3839 | $11.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $8.2M |
| Other Assets | RCON2160 | $7.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $6.0M |
| Interest-bearing Balances | RCON0071 | $3.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.7M |
| Other Liabilities, Total | RCON2930 | $1.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.3M |
| Common Stock | RCON3230 | $1K |
Schedule RI: Income Statement (35 items)
About Schedule RI · Millennial Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $6.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $5.7M |
| Net Interest Income | RIAD4074 | $4.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $3.5M |
| Total Noninterest Expense | RIAD4093 | $3.1M |
| Total Interest Expense | RIAD4073 | $2.2M |
| Salaries and Employee Benefits | RIAD4135 | $1.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.3M |
| Other Noninterest Expense | RIAD4092 | $1.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $977K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $977K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $961K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $947K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $741K |
| Net Income (Loss) | RIAD4340 | $741K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $741K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $527K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $480K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $445K |
| Applicable Income Taxes | RIAD4302 | $236K |
| Total Noninterest Income | RIAD4079 | $236K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $214K |
| Other Noninterest Income | RIADB497 | $190K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $167K |
| Provision for Loan and Lease Losses | RIAD4230 | $155K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $155K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $148K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $141K |
| Interest on Other Securities | RIAD4060 | $141K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $46K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $18K |
| Other Interest Expense | RIADGW44 | $11K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $4K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 20 |
Schedule RC-B: Securities (10 items)
About Schedule RC-B · Millennial Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $21.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $12.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $10.6M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $9.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $8.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $8.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $5.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.3M |
| Pledged Securities | RCON0416 | $1.2M |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · Millennial Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $163.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $64.6M |
| Pledged Loans and Leases | RCONG378 | $57.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $46.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $42.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $41.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $38.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $31.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $24.0M |
| Commercial and Industrial Loans | RCON1766 | $23.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $15.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $14.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $11.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $7.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $7.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $6.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $4.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $982K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $495K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $192K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $161K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $73K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $43K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $25.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $8.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $480K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $182K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 57 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 36 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 31 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 19 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 3 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · Millennial Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $98.0M |
| Total Transaction Accounts | RCON2215 | $85.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $66.8M |
| Total reciprocal deposits | RCONJH83 | $54.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $39.5M |
| Total Brokered Deposits | RCON2365 | $37.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $36.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $31.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $30.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $29.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $26.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $21.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $18.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $18.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $17.1M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $15.0M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $15.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $14.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $10.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $10.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $9.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $9.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $6.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $4.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.0M |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.3M |
| Other Assets | RCON2168 | $1.3M |
| Net Deferred Tax Assets | RCON2148 | $1.2M |
| Accrued Interest Receivable | RCONB556 | $835K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $393K |
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Millennial Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $200.4M |
| Quarterly Average of Total Loans | RCON3360 | $159.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $99.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $90.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $48.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $42.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $35.7M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $23.9M |
| Mortgage-backed Securities | RCONB559 | $12.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $10.5M |
| All Other Securities | RCONB560 | $9.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $543K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Millennial Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $7.4M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $7.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $7.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $5.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $3.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $507K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Millennial Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.0M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 6 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Millennial Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $200.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $184.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $94.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $86.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $17.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $330K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,713 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 95 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 94 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Millennial Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $184.5M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Millennial Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $200.4M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $200.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $184.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $19.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $17.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $17.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $17.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $16.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $11.8M |
| Retained Earnings | RCOAKW00 | $6.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.7M |
| Eligible Retained Income | RCOAH313 | $1.5M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $190K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $190K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1045 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.0952 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.0952 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0878 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0245 |
Schedule RC-R, Part II: Risk-Weighted Assets (40 items)
About Schedule RC-R, Part II · Millennial Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $184.5M |
| Total Risk-weighted Assets | RCONG641 | $184.5M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $163.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $163.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $154.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $127.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $127.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $35.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $33.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $33.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $24.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $19.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $16.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $16.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $16.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $16.2M |
| Total All Other Assets | RCOND981 | $15.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $14.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $12.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $11.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $9.7M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $8.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $8.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $4.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$3.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $3.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $2.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2.4M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $1.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $628K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $628K |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $628K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $495K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $495K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $250K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $250K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $250K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $190K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $143K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $16.0M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $15.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $15.2M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $80K |
| Other Comprehensive Income | RIADB511 | -$42K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Millennial Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $168K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $147K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $21K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $13K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $13K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Millennial Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $168K |
Millennial Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Millennial Bank call report?
The Millennial Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Millennial Bank file?
Millennial Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Millennial Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Millennial Bank has Federal Reserve RSSD ID 2621285 and FDIC certificate number 34460. Either one finds its filings on the FFIEC Central Data Repository.
How often does Millennial Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Millennial Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34460) · FFIEC NIC profile (RSSD 2621285)