Bank call report · Chester, WV
Hancock County Savings Bank, F.S.B. Call Report
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Hancock County Savings Bank, F.S.B. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 312 reported line items, schedule by schedule (740 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 888271 |
| FDIC certificate number | 29035 |
| Total assets | $508.0M |
Official Q2 2026 call report PDF (FFIEC) →
Hancock County Savings Bank, F.S.B. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Hancock County Savings Bank, F.S.B. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $508.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $508.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $433.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $429.1M |
| Total Liabilities and Minority Interest | RCON2948 | $415.6M |
| Total Deposits | RCON2200 | $401.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $360.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $92.5M |
| Total Equity Capital | RCON3210 | $92.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $92.4M |
| Deposits: Noninterest-bearing | RCON6631 | $40.7M |
| Interest-bearing Balances | RCON0071 | $37.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $23.4M |
| Other Borrowed Money | RCON3190 | $13.0M |
| Other Assets | RCON2160 | $8.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $4.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $3.1M |
| Held-to-maturity Securities, Total | RCON1754 | $3.1M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.7M |
| Other Liabilities, Total | RCON2930 | $1.4M |
| Other Real Estate Owned | RCON2150 | $514K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $456K |
| Accumulated Other Comprehensive Income | RCONB530 | -$108K |
| Intangible Assets | RCON2143 | $21K |
Schedule RI: Income Statement (40 items)
About Schedule RI · Hancock County Savings Bank, F.S.B. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $11.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $10.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $9.3M |
| Net Interest Income | RIAD4074 | $8.8M |
| Total Noninterest Expense | RIAD4093 | $6.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.2M |
| Salaries and Employee Benefits | RIAD4135 | $3.2M |
| Total Interest Expense | RIAD4073 | $2.6M |
| Other Noninterest Expense | RIAD4092 | $2.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.4M |
| Net Income (Loss) | RIAD4340 | $2.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.9M |
| Total Noninterest Income | RIAD4079 | $864K |
| Applicable Income Taxes | RIAD4302 | $779K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $740K |
| Other Noninterest Income | RIADB497 | $686K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $576K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $520K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $518K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $503K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $250K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $195K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $175K |
| Provision for Loan and Lease Losses | RIAD4230 | $135K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $135K |
| Other Interest Expense | RIADGW44 | $122K |
| Interest on Other Securities | RIAD4060 | $43K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $43K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $36K |
| Other Interest Income | RIAD4518 | $32K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $27K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$17K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $11K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$5K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $4K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $1K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 78 |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · Hancock County Savings Bank, F.S.B. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $23.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $12.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $12.4M |
| Pledged Securities | RCON0416 | $9.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $9.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $8.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $8.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $8.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $4.4M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $3.1M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $3.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $3.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.8M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $2.3M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $2.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $604K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $498K |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $100K |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $100K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $42K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $10K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $7K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $1K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $1K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Hancock County Savings Bank, F.S.B. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $433.9M |
| Pledged Loans and Leases | RCONG378 | $383.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $377.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $289.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $63.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $24.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $22.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $18.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $14.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $14.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $7.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $7.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $5.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $5.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $4.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $3.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $3.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $3.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $842K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $840K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $840K |
| Commercial and Industrial Loans | RCON1766 | $805K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $564K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $550K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $281K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $85K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $59K |
| Unearned Income on Loans | RCON2123 | $43K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $29K |
| Other Loans | RCONJ464 | $28K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $897K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $375K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $335K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $95K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 22 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 17 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 6 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · Hancock County Savings Bank, F.S.B. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $291.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $283.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $119.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $114.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $110.2M |
| Total Transaction Accounts | RCON2215 | $110.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $103.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $71.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $69.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $54.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $50.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $35.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $34.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $29.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $19.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $16.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $16.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $15.3M |
| Total reciprocal deposits | RCONJH83 | $12.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $7.2M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $5.9M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $5.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $652K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $4.6M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $3.7M |
| Accrued Interest Receivable | RCONB556 | $2.0M |
| Net Deferred Tax Assets | RCON2148 | $1.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $839K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $950K |
| All Other Liabilities | RCON2938 | $469K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $407K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $10K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $3K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Hancock County Savings Bank, F.S.B. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $503.3M |
| Quarterly Average of Total Loans | RCON3360 | $435.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $405.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $130.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $120.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $72.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $39.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $32.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $15.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $13.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $13.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $10.5M |
| Mortgage-backed Securities | RCONB559 | $9.9M |
| All Other Securities | RCONB560 | $2.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $793K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · Hancock County Savings Bank, F.S.B. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $16.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $4.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $170K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · Hancock County Savings Bank, F.S.B. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $4.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $4.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $4.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.6M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $2.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $2.0M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $514K |
| All other intangible assets | RCONJF76 | $21K |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · Hancock County Savings Bank, F.S.B. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $2.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.1M |
| Additions to Nonaccrual Assets | RCONC410 | $1.9M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $638K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $595K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $585K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $68K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $68K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $42K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $30K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $11K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $2K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Hancock County Savings Bank, F.S.B. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $503.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $401.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $302.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $92.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $69.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $23.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $5.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 22,777 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 627 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 158 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 16 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Hancock County Savings Bank, F.S.B. regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Hancock County Savings Bank, F.S.B. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $503.3M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $503.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $259.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $95.7M |
| Retained Earnings | RCOAKW00 | $92.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $92.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $92.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $92.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $92.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $3.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $3.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $3.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$108K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$108K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $21K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $21K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.3688 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.3562 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.3562 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.2888 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1837 |
Schedule RC-R, Part II: Risk-Weighted Assets (48 items)
About Schedule RC-R, Part II · Hancock County Savings Bank, F.S.B. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $404.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $379.1M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $378.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $375.4M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $261.2M |
| Total Risk-weighted Assets | RCONG641 | $259.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $189.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $65.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $65.8M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $65.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $43.5M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $43.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $40.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $39.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $29.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $28.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $27.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $24.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $24.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $23.9M |
| Unconditionally Cancellable Commitments | RCONS540 | $21.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $19.9M |
| Total All Other Assets | RCOND981 | $11.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $9.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$5.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $4.9M |
| Total Held-to-maturity Securities | RCOND961 | $3.1M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $3.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $2.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $2.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $1.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.8M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $941K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $839K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $627K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $627K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $627K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $627K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $570K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $456K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $434K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $400K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$137K |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $100K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $34K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $21K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $1K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $92.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $90.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $90.2M |
| Other Comprehensive Income | RIADB511 | -$211K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Hancock County Savings Bank, F.S.B. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $59K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $59K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $5K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Hancock County Savings Bank, F.S.B. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $4.8M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $4.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $59K |
Hancock County Savings Bank, F.S.B. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Hancock County Savings Bank, F.S.B. call report?
The Hancock County Savings Bank, F.S.B. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Hancock County Savings Bank, F.S.B. file?
Hancock County Savings Bank, F.S.B. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Hancock County Savings Bank, F.S.B. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Hancock County Savings Bank, F.S.B. has Federal Reserve RSSD ID 888271 and FDIC certificate number 29035. Either one finds its filings on the FFIEC Central Data Repository.
How often does Hancock County Savings Bank, F.S.B. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Hancock County Savings Bank, F.S.B. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 29035) · FFIEC NIC profile (RSSD 888271)