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Credit Unions by State

Credit Unions in West Virginia

74 federally insured credit unions headquartered in West Virginia, ranked by total assets, as of Q2 2026. The largest is Bayer Heritage Federal Credit Union at $800.7M.

Showing: 74 credit unions Source: NCUA 5300 call reports (Q2 2026) Ranked: largest credit unions in West Virginia All states: credit unions by state Banks: banks in West Virginia Routing numbers: in West Virginia
Credit Unions
74
Total Assets
$5.26B
Total Members
374,997
Total Loans
$2.85B
Net Worth Ratio (asset-weighted)
14.24%
ROA (asset-weighted)
1.14%
Delinquency (asset-weighted)
1.01%
# Credit Union HQ Total Assets Net Worth ROA Delinq. Members
1 Bayer Heritage Federal Credit Union Proctor, WV $800.7M 9.90% 1.01% 1.68% 45,056
2 First Choice America Community Federal Credit Union Weirton, WV $713.9M 18.15% 1.76% 0.15% 30,588
3 Fairmont Federal Credit Union Fairmont, WV $603.1M 9.97% 1.11% 0.69% 45,768
4 West Virginia Central Federal Credit Union Parkersburg, WV $341.3M 13.23% 0.33% 0.87% 24,206
5 Pioneer Appalachia Federal Credit Union Charleston, WV $245.2M 11.26% 0.64% 0.07% 15,057
6 Long Reach Federal Credit Union Friendly, WV $193.2M 9.91% 0.95% 1.08% 11,104
7 Star USA Federal Credit Union Charleston, WV $153.0M 10.61% 0.47% 0.98% 13,509
8 West Virginia Federal Credit Union South Charleston, WV $141.6M 18.52% 2.31% 0.74% 7,121
9 Peoples Federal Credit Union Nitro, WV $130.6M 16.53% 1.19% 2.19% 10,730
10 The United Federal Credit Union Morgantown, WV $109.2M 27.55% 0.78% 3.21% 5,958
11 One Community Federal Credit Union Parkersburg, WV $100.9M 10.89% 1.11% 1.15% 8,366
12 Universal Federal Credit Union Huntington, WV $99.5M 13.03% 0.61% 0.46% 5,892
13 The State Credit Union Charleston, WV $95.3M 19.12% 1.49% 0.25% 8,441
14 Members Choice WV Federal Credit Union Charleston, WV $93.6M 21.63% 0.81% 1.03% 6,061
15 Camc Federal Credit Union Charleston, WV $80.3M 28.25% 1.88% 0.01% 5,106
16 First Priority Federal Credit Union Barboursville, WV $74.8M 12.49% 3.33% 1.14% 7,137
17 167th TFR Federal Credit Union Martinsburg, WV $72.5M 10.74% 1.39% 0.44% 7,578
18 Wvu Employees Federal Credit Union Morgantown, WV $67.8M 22.84% 2.51% 0.23% 6,081
19 Strip Steel Community Federal Credit Union Weirton, WV $59.9M 19.26% 1.12% 0.24% 3,535
20 Ravenswood Federal Credit Union Ravenswood, WV $53.6M 8.45% 0.22% 0.99% 5,443
21 Metro Community Federal Credit Union Huntington, WV $51.7M 9.67% 1.38% 2.71% 4,702
22 West Virginia National Guard Federal Credit Union Charleston, WV $51.6M 14.81% 1.45% 0.00% 1,798
23 Element Federal Credit Union Charleston, WV $47.3M 21.80% 0.15% 1.38% 4,375
24 Mountain Heritage Federal Credit Union Parkersburg, WV $47.0M 14.52% 0.06% 3.24% 8,671
25 Huntingtonized Federal Credit Union Huntington, WV $46.7M 16.82% 0.72% 2.16% 4,845
26 Kemba Charleston Federal Credit Union Dunbar, WV $44.7M 20.64% 0.74% 1.00% 3,682
27 Hope Federal Credit Union Bridgeport, WV $43.3M 19.89% 0.93% 0.38% 2,581
28 Home Federal Credit Union Clarksburg, WV $38.4M 14.33% 0.64% 0.89% 3,016
29 Morgantown a E S Federal Credit Union Morgantown, WV $37.7M 9.73% 0.77% 0.49% 4,168
30 Union Trades Federal Credit Union Parkersburg, WV $34.4M 18.44% 0.81% 0.92% 2,941
31 Chhe Federal Credit Union Huntington, WV $33.6M 9.36% 0.84% 1.08% 4,137
32 Preston Federal Credit Union Kingwood, WV $31.2M 13.63% 1.62% 1.10% 1,975
33 Huntington C & O Railway Employees Federal Credit Union Huntington, WV $30.7M 15.29% 0.52% 5.58% 4,245
34 Ibew 317 Federal Credit Union Huntington, WV $29.6M 11.13% 0.71% 4.71% 1,965
35 Alloy Federal Credit Union Alloy, WV $29.6M 14.73% 0.72% 1.83% 4,946
36 Wee Federal Credit Union Parkersburg, WV $29.0M 13.16% 0.78% 2.56% 1,774
37 Mercer County WV Teachers Federal Credit Union Bluefield, WV $28.3M 9.35% 1.27% 1.88% 2,401
38 Marshall County Federal Credit Union Moundsville, WV $26.8M 15.05% 2.60% 0.12% 2,511
39 Hancock School Employees Federal Credit Union Weirton, WV $24.0M 11.59% 0.67% 0.41% 1,395
40 Raleigh County Federal Credit Union Beckley, WV $21.6M 12.57% 0.58% 0.34% 1,969
41 Raleigh County Educators Federal Credit Union Beckley, WV $21.3M 26.34% 1.82% 0.04% 2,317
42 Eastern Panhandle Federal Credit Union Martinsburg, WV $18.8M 12.18% 2.63% 0.16% 2,216
43 Martinsburg V.A. Center Federal Credit Union Kearneysville, WV $17.1M 13.88% 1.54% 0.32% 1,599
44 Harrison County Federal Credit Union Clarksburg, WV $15.6M 18.36% 1.04% 0.14% 1,218
45 Charleston Federal Credit Union Charleston, WV $15.5M 14.81% 1.72% 0.75% 1,268
46 National Employees Federal Credit Union Bluefield, WV $15.0M 13.07% 0.40% 1.02% 2,957
47 Romney Federal Credit Union Romney, WV $14.8M 9.23% 0.71% 2.05% 1,667
48 South Charleston Employees Federal Credit Union South Charleston, WV $14.2M 59.78% 0.78% 3.54% 1,200
49 Putnam School Employees Federal Credit Union Eleanor, WV $14.1M 21.00% 4.62% 0.14% 1,887
50 United Hospital Center Federal Credit Union Bridgeport, WV $13.2M 22.36% 1.22% 1.95% 1,461
51 Natrium Employees Federal Credit Union Proctor, WV $12.0M 12.41% 2.49% 0.78% 766
52 Willow Island Federal Credit Union Saint Marys, WV $12.0M 7.94% 3.93% 0.72% 1,704
53 Cha-Tel Federal Credit Union Charleston, WV $11.5M 13.62% 1.25% 0.04% 1,245
54 Local No. 317 Iaff Credit Union Charleston, WV $10.1M 8.60% -3.31% — 415
55 Marion County Schools Employees Federal Credit Union Fairmont, WV $9.9M 20.72% 1.11% 0.53% 822
56 Pace Federal Credit Union Huntington, WV $8.7M 12.88% 1.19% 0.00% 1,200
57 Fayette Federal Credit Union Mount Hope, WV $8.5M 23.99% 1.02% — 774
58 Alderson Fci Federal Credit Union Alderson, WV $8.5M 25.32% -1.19% 10.82% 657
59 City of Clarksburg Federal Credit Union Clarksburg, WV $8.2M 14.22% 0.14% 0.02% 739
60 Berkeley County Public Schools Federal Credit Union Martinsburg, WV $8.0M 10.10% 1.16% 0.10% 1,034
61 Twin Oaks Federal Credit Union Apple Grove, WV $6.6M 12.39% 0.22% 0.60% 1,282
62 Huntington West Virginia Firemen's Federal Credit Union Huntington, WV $6.1M 12.12% 1.14% 4.44% 652
63 O. C. P. S. Federal Credit Union Wheeling, WV $5.7M 12.09% 0.52% — 622
64 Appalachian Power Employees Federal Credit Union Huntington, WV $5.6M 24.33% 0.07% 1.99% 842
65 C C M H Federal Credit Union Parkersburg, WV $5.5M 11.34% 0.02% 0.07% 937
66 Charleston Postal Federal Credit Union Charleston, WV $4.9M 8.38% -0.14% 0.27% 651
67 Teamsters Local 697 Federal Credit Union Wheeling, WV $2.9M 11.69% 0.02% 2.83% 532
68 City of Fairmont Federal Credit Union Fairmont, WV $1.4M 10.86% 2.39% 9.25% 333
69 I. B. E. W. 141 Federal Credit Union Glen Dale, WV $1.3M 19.55% 1.25% — 307
70 Logan County School Employees Federal Credit Union Stollings, WV $1.3M 19.27% 0.71% 3.93% 403
71 US Employees Federal Credit Union Fairmont, WV $526K 7.73% -5.98% 2.94% 118
72 Eagle Can Employees Federal Credit Union Wellsburg, WV $455K 32.19% 0.36% 1.18% 112
73 West Virginia State Convention Credit Union Hilltop, WV $382K 9.89% 3.98% 3.99% 194
74 McDowell County Federal Credit Union Welch, WV $68K 23.60% -0.55% — 32

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the NCUSIF, not the FDIC. Browse credit unions in other states or the full U.S. credit union directory.