Bank call report · Pigeon Forge, TN
SmartBank Call Report
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SmartBank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 521 reported line items, schedule by schedule (853 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3532641 |
| FDIC certificate number | 58463 |
| Total assets | $6.11B |
Official Q2 2026 call report PDF (FFIEC) →
SmartBank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · SmartBank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $6.11B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $6.11B |
| Total Liabilities and Minority Interest | RCON2948 | $5.45B |
| Total Deposits | RCON2200 | $5.39B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $4.68B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $4.64B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $4.46B |
| Deposits: Noninterest-bearing | RCON6631 | $930.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $657.6M |
| Total Equity Capital | RCON3210 | $657.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $560.1M |
| Surplus | RCON3839 | $364.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $302.9M |
| Interest-bearing Balances | RCON0071 | $290.8M |
| Other Assets | RCON2160 | $202.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $119.8M |
| Held-to-maturity Securities, Total | RCON1754 | $119.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $103.5M |
| Intangible Assets | RCON2143 | $94.4M |
| Goodwill | RCON3163 | $90.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $82.9M |
| Other Liabilities, Total | RCON2930 | $55.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $45.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$12.9M |
| Loans and Leases Held for Sale | RCON5369 | $9.6M |
| Federal Funds Sold | RCONB987 | $5.7M |
| Common Stock | RCON3230 | $3.4M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $603K |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | $113K |
Schedule RI: Income Statement (52 items)
About Schedule RI · SmartBank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $152.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $132.6M |
| Net Interest Income | RIAD4074 | $97.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $78.0M |
| Total Noninterest Expense | RIAD4093 | $66.3M |
| Total Interest Expense | RIAD4073 | $54.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $41.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $41.6M |
| Salaries and Employee Benefits | RIAD4135 | $41.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $33.3M |
| Net Income (Loss) | RIAD4340 | $33.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $33.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $31.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $28.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $25.3M |
| Other Noninterest Expense | RIAD4092 | $17.6M |
| Total Noninterest Income | RIAD4079 | $15.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $9.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $8.6M |
| Applicable Income Taxes | RIAD4302 | $8.3M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $7.9M |
| Other Noninterest Income | RIADB497 | $6.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $6.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $6.6M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $5.6M |
| Provision for Loan and Lease Losses | RIAD4230 | $5.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $4.1M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $3.7M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $2.6M |
| Income from Lease Financing Receivables | RIAD4065 | $2.6M |
| Interest on Other Securities | RIAD4060 | $1.9M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $1.8M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1.7M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.6M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1.1M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $980K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $973K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $911K |
| Fees and Commissions from Annuity Sales | RIADC887 | $887K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $719K |
| Other Interest Income | RIAD4518 | $521K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $466K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $370K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $318K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $318K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $220K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $200K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $55K |
| Net Servicing Fees | RIADB492 | $46K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $7K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 609 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $373.7M |
| Balances Due from Federal Reserve Banks | RCON0090 | $272.1M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $49.0M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $27.5M |
| Currency and Coin | RCON0080 | $25.1M |
Schedule RC-B: Securities (49 items)
About Schedule RC-B · SmartBank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $10.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $10.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $185.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $176.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $19.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $16.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $137.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $133.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $577.1M |
| Pledged Securities | RCON0416 | $350.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $161.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $156.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $124.7M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $106.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $63.1M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $50.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $48.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $47.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $46.2M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $45.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $42.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $42.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $42.8M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $42.6M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $42.6M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $42.5M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $42.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $41.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $40.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $39.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $38.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $31.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $29.3M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $29.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $27.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $23.8M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $20.8M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $20.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $19.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $19.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $6.6M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCONHT58 | $4.6M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost | RCONPU98 | $4.6M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCONHT59 | $4.3M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value | RCONPU99 | $4.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $707K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $510K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · SmartBank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $4.69B |
| Pledged Loans and Leases | RCONG378 | $3.48B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.13B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.07B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.04B |
| Commercial and Industrial Loans | RCON1766 | $824.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $824.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $695.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $689.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $639.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $628.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $402.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $366.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $317.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $265.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $244.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $194.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $191.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $177.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $149.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $125.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $80.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $59.0M |
| All Other Lease Financing Receivables | RCONF163 | $52.4M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $52.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $51.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $18.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $15.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $12.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $10.4M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $10.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $7.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $7.9M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $4.4M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $1.7M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $1.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $643K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $265.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $145.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $69.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $36.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $32.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $4.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $2.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $780K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1,428 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 722 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 653 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 534 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 271 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 99 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 23 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 22 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 7 |
Schedule RC-E: Deposit Liabilities (40 items)
About Schedule RC-E · SmartBank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $3.44B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $2.66B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.27B |
| Total Transaction Accounts | RCON2215 | $1.95B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.57B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.48B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $1.13B |
| Total reciprocal deposits | RCONJH83 | $962.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $745.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $669.1M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $632.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $632.2M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $552.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $503.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $483.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $456.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $368.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $280.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $261.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $251.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $221.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $204.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $202.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $184.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $166.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $120.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $106.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $106.2M |
| Total Brokered Deposits | RCON2365 | $106.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $41.1M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $32.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $22.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $18.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $17.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $17.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $15.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $4.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.3M |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $248K |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $245K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $106.1M |
| Other Assets | RCON2168 | $27.1M |
| Accrued Interest Receivable | RCONB556 | $18.6M |
| Net Deferred Tax Assets | RCON2148 | $18.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $17.5M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $15.2M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $10.6M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $24.1M |
| All Other Liabilities | RCON2938 | $22.8M |
| Operating lease liabilities | RCONLB56 | $11.0M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $10.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $4.5M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $4.1M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · SmartBank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $5.93B |
| Quarterly Average of Total Loans | RCON3360 | $4.56B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.82B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $2.39B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $940.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $868.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $804.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $490.7M |
| Mortgage-backed Securities | RCONB559 | $433.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $416.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $205.1M |
| All Other Securities | RCONB560 | $157.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $97.2M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $53.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $39.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $18.4M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $8.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $2.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $2K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (23 items)
About Schedule RC-L · SmartBank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $9.1M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $11.2M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $9.1M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $11.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $1.56B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $1.23B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $637.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $344.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $326.7M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $217.3M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $201.0M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $117.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $95.9M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $66.6M |
| Performance Standby Letters of Credit | RCON3821 | $12.0M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $11.3M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $11.2M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $10.6M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $10.5M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $9.1M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $6.5M |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $9K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $1K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · SmartBank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $33.8M |
| All other intangible assets | RCONJF76 | $4.0M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 7 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (27 items)
About Schedule RC-N · SmartBank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $11.5M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $6.3M |
| Additions to Nonaccrual Assets | RCONC410 | $4.9M |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $3.7M |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $2.8M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.8M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $1.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.2M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $775K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $756K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $613K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $515K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $392K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $251K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $199K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $144K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Past Due 30 Through 89 Days and Still Accruing | RCONK114 | $98K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $98K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $62K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $55K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $52K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $52K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $46K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $14K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · SmartBank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $5.94B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $5.40B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.89B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $2.59B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.47B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $571.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $38.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 87,881 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,697 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,302 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 10 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $35.3M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $25.3M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $9.6M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $916K |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $18K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (26 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $570.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $570.7M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $560.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $560.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $10.6M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $10.6M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $10.6M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $10.6M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $10.5M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $10.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $10.5M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $10.5M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $10.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $10.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Less Amounts Netted in the Determination of Total Fair Value | RCONG542 | $14K |
| All Other Assets - Less Amounts Netted in the Determination of Total Fair Value | RCONG392 | $14K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities- Less Amounts Netted in the Determination of Total Fair Value | RCONG567 | $14K |
| All Other Liabilities - Less Amounts Netted in the Determination of Total Fair Value | RCONG806 | $14K |
| Total Assets Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCONG503 | $14K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCONG532 | $14K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 3 Fair Value Measurement | RCONG570 | $9K |
| All Other Liabilities - Level 3 Fair Value Measurements | RCONG809 | $9K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG535 | $9K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 3 Fair Value Measurements | RCONG545 | $1K |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $1K |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $1K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · SmartBank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $5.06B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)
About Schedule RC-R, Part I · SmartBank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $5.93B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $5.84B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $5.06B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $657.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $622.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $575.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $575.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $575.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $367.5M |
| Retained Earnings | RCOAKW00 | $302.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $95.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $89.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $46.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $46.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $46.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$12.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$12.6M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $3.5M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $1.7M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$408K |
| Tier 2 Capital Instruments Plus Related Surplus | RCOAP866 | $113K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $68K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.123 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1138 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1138 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0986 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.043 |
Schedule RC-R, Part II: Risk-Weighted Assets (95 items)
About Schedule RC-R, Part II · SmartBank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $5.06B |
| Total Risk-weighted Assets | RCONG641 | $5.06B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $4.21B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $4.21B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $3.94B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $3.65B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $3.55B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $1.02B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $904.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $887.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $872.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $798.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $616.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $614.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $560.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $554.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $525.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $500.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $443.7M |
| Total All Other Assets | RCOND981 | $400.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $391.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $373.7M |
| Unconditionally Cancellable Commitments | RCONS540 | $308.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $300.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $277.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $263.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $252.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $246.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $221.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $178.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $168.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $149.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $128.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $123.2M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $119.9M |
| Total Held-to-maturity Securities | RCOND961 | $119.8M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $118.3M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $118.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $106.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $94.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $80.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $73.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $47.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $39.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $38.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $35.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $34.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $31.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $21.4M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $20.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $20.3M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$17.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $16.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $16.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $15.2M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $15.2M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $15.2M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $14.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $12.8M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $12.5M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $12.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $12.0M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $11.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $11.3M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $10.6M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $9.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $9.9M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $9.6M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $9.6M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $8.6M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $8.4M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $6.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $6.0M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $5.9M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $5.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $5.9M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $5.7M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $5.7M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $4.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 0 Pct Risk Weight Category | RCOND999 | $3.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $3.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $2.8M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $2.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - Adjustments to Totals Reported in Column a | RCONS458 | $2.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $2.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $1.9M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.1M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $603K |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $603K |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $603K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$550K |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $500K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $499K |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $462K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCONS531 | $175K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $657.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $631.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $631.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $5.0M |
| Other Comprehensive Income | RIADB511 | -$3.6M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $1.3M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (12 items)
About Schedule RI-B, Part I · SmartBank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $886K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $412K |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $287K |
| Charge-offs on All Other Loans | RIAD4644 | $180K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $165K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $58K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $55K |
| Recoveries on All Other Loans | RIAD4628 | $33K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $12K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $7K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $4K |
| Recoveries on Automobile Loans | RIADK133 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · SmartBank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $45.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $40.9M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $886K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $535K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $4.68B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $2.12B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.13B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $895.3M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $516.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $45.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $20.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $14.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $11.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $9.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $9.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $200K |
Schedule RI-E: Explanations (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $5.1M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.9M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $1.8M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $567K |
SmartBank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the SmartBank call report?
The SmartBank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does SmartBank file?
SmartBank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the SmartBank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: SmartBank has Federal Reserve RSSD ID 3532641 and FDIC certificate number 58463. Either one finds its filings on the FFIEC Central Data Repository.
How often does SmartBank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
SmartBank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 58463) · FFIEC NIC profile (RSSD 3532641)