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Bank call report · McMinnville, TN

Homeland Community Bank Call Report

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Homeland Community Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 308 reported line items, schedule by schedule (749 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Homeland Community Bank call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID3223408
FDIC certificate number57632
Total assets$244.1M

Official Q2 2026 call report PDF (FFIEC) →

Homeland Community Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (22 items)

About Schedule RC · Homeland Community Bank balance sheet trends

Homeland Community Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $244.1M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $244.1M
Total Liabilities and Minority Interest RCON2948 $229.8M
Total Deposits RCON2200 $227.2M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $186.7M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $137.1M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $135.9M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $68.3M
Deposits: Noninterest-bearing RCON6631 $40.5M
Interest-bearing Balances RCON0071 $26.3M
Total Equity Capital RCON3210 $14.2M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $14.2M
Undivided Profits and Capital Reserves RCON3632 $9.9M
Surplus RCON3839 $9.3M
Other Assets RCON2160 $8.1M
Accumulated Other Comprehensive Income RCONB530 -$6.1M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $3.1M
Other Liabilities, Total RCON2930 $2.6M
Noninterest-bearing Balances and Currency and Coin RCON0081 $2.2M
Allowance for Loan and Lease Losses RCON3123 $1.2M
Common Stock RCON3230 $1.0M
Other Real Estate Owned RCON2150 $107K
Schedule RI: Income Statement (35 items)

About Schedule RI · Homeland Community Bank income statement trends

Homeland Community Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $5.6M
Interest and Fee Income on Loans, Total RIAD4010 $4.5M
Net Interest Income RIAD4074 $3.9M
Total Noninterest Expense RIAD4093 $2.9M
Total Interest Expense RIAD4073 $1.8M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $1.7M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $1.7M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $1.4M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $1.4M
Other Noninterest Expense RIAD4092 $1.3M
Salaries and Employee Benefits RIAD4135 $1.3M
Income (Loss) Before Discontinued Operations RIAD4300 $1.1M
Net Income (Loss) RIAD4340 $1.1M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $1.1M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $873K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $720K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $579K
Total Noninterest Income RIAD4079 $501K
Other Noninterest Income RIADB497 $396K
Interest Income on Balances Due from Depository Institutions RIAD4115 $366K
Interest on Other Securities RIAD4060 $366K
Applicable Income Taxes RIAD4302 $350K
Expenses of Premises and Fixed Assets RIAD4217 $321K
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $258K
Savings Deposits (Including Mmdas) RIAD0093 $207K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $190K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $177K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $147K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $119K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $105K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $60K
Provisions for Credit Losses on Financial Assets RIADJJ33 $30K
Provision for Loan and Lease Losses RIAD4230 -$8K
Other Interest Income RIAD4518 $7K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 37
Schedule RC-B: Securities (25 items)

About Schedule RC-B · Homeland Community Bank securities trends

Homeland Community Bank Schedule RC-B, Q2 2026
Line item Code Q2 2026
Total Amortized Cost of Available-for-sale Securities RCON1772 $76.6M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $30.9M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $26.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $26.1M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $21.3M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $19.6M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $18.0M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $16.5M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $11.5M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $11.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $9.1M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $5.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $4.6M
Pledged Securities RCON0416 $4.5M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost RCONK144 $3.9M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $3.6M
Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value RCONK145 $3.5M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $2.5M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $2.4M
Amortized Cost of Structured Notes RCON8782 $1.5M
Fair Value of Structured Notes RCON8783 $1.4M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA558 $1.4M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $499K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA557 $167K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA556 $13K
Schedule RC-C, Part I: Loans and Leases (29 items)

About Schedule RC-C, Part I · Homeland Community Bank loans and leases trends

Homeland Community Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $137.1M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $66.8M
Pledged Loans and Leases RCONG378 $51.9M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $51.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $32.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $29.4M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $20.9M
Commercial and Industrial Loans RCON1766 $20.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $19.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $17.5M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $14.9M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $13.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $11.4M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $7.9M
Loans Secured by 1-4 Family Residential Construction RCONF158 $6.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $6.6M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $5.9M
Real Estate Loans Secured by Farmland RCON1420 $4.2M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $3.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $1.8M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $1.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $1.6M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $1.3M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $992K
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $377K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $343K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $74K
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $64K
Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans RCONK165 $10K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

Homeland Community Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $14.6M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $7.9M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $4.4M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $4.4M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $3.9M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $2.3M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $1.3M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $752K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $635K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $611K
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $472K
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $232K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 141
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 96
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 39
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 36
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 28
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 27
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 12
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 12
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 11
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 2
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 2
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 2
Schedule RC-E: Deposit Liabilities (23 items)

About Schedule RC-E · Homeland Community Bank deposit liabilities trends

Homeland Community Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $138.5M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $134.7M
Total Transaction Accounts RCON2215 $88.7M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $88.1M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $48.2M
Total Demand Deposits (See Note Below) RCON2210 $40.5M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $35.1M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $33.0M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $31.7M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $30.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $30.0M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $22.8M
Total Time Deposits of Less Than $100,000 RCON6648 $21.4M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $18.2M
Money Market Deposit Accounts (Mmda's) RCON6810 $17.2M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $14.6M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $9.1M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $7.9M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $6.7M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $3.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $1.5M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $1.0M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $609K
Schedule RC-F: Other Assets (11 items)

About Schedule RC-F

Homeland Community Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Net Deferred Tax Assets RCON2148 $2.9M
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $2.3M
Life Insurance Assets: Hybrid Account Life Insurance Assets RCONK270 $1.6M
Accrued Interest Receivable RCONB556 $943K
Other Assets RCON2168 $286K
Prepaid Expenses RCON2166 $228K
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $194K
Second Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3550 $30K
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $20K
Computer Software RCONFT33 $7K
Third Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3551 $1K
Schedule RC-G: Other Liabilities (6 items)

About Schedule RC-G

Homeland Community Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCON3646 $1.5M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $934K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $143K
All Other Liabilities RCON2938 $40K
Accounts Payable RCON3066 $20K
First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCON3552 $20K
Schedule RC-K: Quarterly Averages (14 items)

About Schedule RC-K · Homeland Community Bank quarterly averages trends

Homeland Community Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $240.1M
Quarterly Average of Total Loans RCON3360 $133.7M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $57.5M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $51.8M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $51.3M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $50.2M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $49.8M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $31.2M
All Other Securities RCONB560 $31.1M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $27.6M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $23.8M
Mortgage-backed Securities RCONB559 $22.2M
Quarterly Average of Commercial and Industrial Loans RCON3387 $20.1M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $4.6M
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)

About Schedule RC-L · Homeland Community Bank derivatives and off-balance-sheet items trends

Homeland Community Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $15.9M
1-4 Family Residential Construction Loan Commitments RCONF164 $5.5M
Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market RCON8725 $1.6M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $1.4M
Commercial and Similar Letters of Credit RCON3411 $1.1M
Schedule RC-M: Memoranda (4 items)

About Schedule RC-M · Homeland Community Bank memoranda trends

Homeland Community Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $3.5M
All Other Real Estate Owned: Farmland in Domestic Offices RCON5509 $85K
All Other Real Estate Owned: Construction and Land Development in Domestic Offices RCON5508 $22K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 1
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (15 items)

About Schedule RC-N · Homeland Community Bank past due and nonaccrual loans, leases, and other assets trends

Homeland Community Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $963K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $700K
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $495K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual RCONHK28 $226K
Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual RCONK113 $223K
Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual RCON3501 $223K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $202K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $161K
All Other Loans - Nonaccrual RCON5461 $57K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $53K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $23K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $21K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual RCONK215 $13K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $5K
Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual RCONK128 $3K
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)

About Schedule RC-O · Homeland Community Bank other data for deposit insurance assessments trends

Homeland Community Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $240.1M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $228.1M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $134.3M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $79.1M
Average Tangible Equity for the Calendar Quarter RCONK654 $20.0M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $13.0M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $1.7M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 9,150
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 320
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 122
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 5
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · Homeland Community Bank regulatory capital trends

Homeland Community Bank Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $146.9M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)

About Schedule RC-R, Part I · Homeland Community Bank regulatory capital components and ratios trends

Homeland Community Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $240.1M
Average total consolidated assets RCOAKW03 $240.1M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $146.9M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $21.6M
Common Equity Tier 1 Capital RCOAP859 $20.3M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $20.3M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $20.3M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $14.2M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $10.4M
Retained Earnings RCOAKW00 $9.9M
Accumulated Other Comprehensive Income RCOAB530 -$6.1M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$6.1M
General Loan and Lease Valuation Allowances RCOA5310 $1.3M
Tier 2 (Supplementary) Capital RCOA5311 $1.3M
Tier 2 Capital Before Deductions RCOAP870 $1.3M
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1472
Common Equity Tier 1 Capital Ratio RCOAP793 0.1383
Tier 1 Risk-based Capital Ratio RCOA7206 0.1383
Tier 1 Leverage Capital Ratio RCOA7204 0.0846
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0672
Schedule RC-R, Part II: Risk-Weighted Assets (48 items)

About Schedule RC-R, Part II · Homeland Community Bank risk-weighted assets trends

Homeland Community Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $146.9M
Total Risk-weighted Assets RCONG641 $146.9M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $98.8M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $98.8M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $94.0M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $84.9M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $84.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $69.7M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $69.7M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $68.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $56.2M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $56.2M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $55.6M
Total Loans and Leases Held for Sale, Residential Mortgage Exposures RCONS413 $51.9M
Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS416 $51.7M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $34.8M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $31.8M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $31.8M
Total Cash and Balances Due from Depository Institutions RCOND957 $28.5M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $28.3M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $22.8M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $17.6M
Total All Other Assets RCOND981 $11.3M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $11.2M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$9.4M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $8.9M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$8.3M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $4.6M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $4.6M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $3.4M
Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less RCONS582 $1.6M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCONH296 $1.6M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCONH297 $1.6M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCONH300 $1.6M
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount RCONG606 $1.1M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $473K
All Other Assets - 20 Pct Risk Weight Category RCOND983 $401K
All Other Assets - 50 Pct Risk Weight Category RCOND984 $356K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $315K
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $315K
Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS429 $293K
Total Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual RCONS423 $293K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category RCONG611 $218K
Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount RCONG607 $218K
Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS417 $202K
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $194K
Allocation by Risk Weight Category 150%, All Other Assets RCONH185 $22K
All Other Assets - 0 Pct Risk Weight Category RCOND982 $12K
Schedule RI-A: Changes in Bank Equity Capital (4 items)

About Schedule RI-A

Homeland Community Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $14.2M
Balance End of Previous Calendar Year as Restated RIADB508 $13.3M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $13.3M
Other Comprehensive Income RIADB511 -$137K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)

About Schedule RI-B, Part I · Homeland Community Bank charge-offs and recoveries on loans and leases trends

Homeland Community Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $6K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $5K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $2K
Recoveries on Automobile Loans RIADK133 $2K
Charge-offs on Automobile Loans RIADK129 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)

About Schedule RI-B, Part II · Homeland Community Bank changes in allowances for credit losses trends

Homeland Community Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $1.2M
Allowance for Loan and Lease Losses RIAD3123 $1.2M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $38K
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $6K

Homeland Community Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Homeland Community Bank call report?

The Homeland Community Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Homeland Community Bank file?

Homeland Community Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Homeland Community Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Homeland Community Bank has Federal Reserve RSSD ID 3223408 and FDIC certificate number 57632. Either one finds its filings on the FFIEC Central Data Repository.

How often does Homeland Community Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Homeland Community Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.