Smartfinancial, Inc. Financials, FR Y-9C Data and Filings
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Smartfinancial, Inc. is a bank holding company based in Tennessee with $6.12B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: SmartBank ($6.11B in assets). Its shares trade under the ticker SMBK, and it files with the SEC under CIK 1038773: see its SEC filings and 8-K events.
Key Financials FR Y-9C, consolidated, as of June 30, 2026
- Total assets
- $6.12B
- Total deposits
- $5.39B
- Total equity
- $576.8M
- Net income (Q2 2026)
- $16.3M
- ROA
- 1.10%
- ROE
- 11.47%
- Net interest margin
- 3.50%
- CET1 ratio
- 9.77%
- Total loans
- $4.69B
- Efficiency ratio
- 59.74%
- Equity / assets
- 9.43%
- Tier 1 leverage ratio
- 8.47%
- Total capital ratio
- 12.64%
- Employees (FTE)
- 609
Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.
Bank Subsidiaries 1 bank held directly or through another holding company
| Bank | Charter | State | Total assets (call report) | Share of bank assets | Held through |
|---|---|---|---|---|---|
| SmartBank | State Member Bank | TN | $6.11B | 100.0% | Held directly |
Questions About Smartfinancial, Inc.
What are Smartfinancial, Inc.'s total assets?
Smartfinancial, Inc. reported $6.12B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.
How many banks does Smartfinancial, Inc. own?
Smartfinancial, Inc. owns 1 bank that files a call report: SmartBank.
Who owns SmartBank?
SmartBank is owned by Smartfinancial, Inc. The bank reported $6.11B in total assets on its latest call report.
Where can I find Smartfinancial, Inc.'s FR Y-9C?
Smartfinancial, Inc. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1131497. This page summarizes the FR Y-9C for Q2 2026.
Does Smartfinancial, Inc. file with the SEC?
Yes. Smartfinancial, Inc. files with the SEC under Central Index Key (CIK) 1038773 and trades under the ticker SMBK.
Filing Details fiscal year and SEC registration
- Fiscal year end
- December 31
- Ticker
- SMBK
- SEC CIK
- 1038773
- SEC filings
- Filings and 8-K events
Organization Map select + to expand a subsidiary's own holdings
- Smartfinancial, Inc.Holding Company TN RSSD 1131497$6.12B
- State Member Bank TN RSSD 3532641$6.11B
-
Direct Subsidiaries 1 active direct subsidiary
| Entity | Type | State | Total Assets | Share of bank subsidiary assets |
|---|---|---|---|---|
| SmartBank · 3532641 | State Member Bank | TN | $6.11B | 100.0% |
Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.
Regulator records: FFIEC NIC profile (RSSD 1131497)