Bank call report · Columbia, TN
First Farmers and Merchants Bank Call Report
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First Farmers and Merchants Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 480 reported line items, schedule by schedule (944 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 150035 |
| FDIC certificate number | 1487 |
| Total assets | $1.76B |
Official Q2 2026 call report PDF (FFIEC) →
First Farmers and Merchants Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · First Farmers and Merchants Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.76B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.76B |
| Total Liabilities and Minority Interest | RCON2948 | $1.58B |
| Total Deposits | RCON2200 | $1.57B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.08B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.04B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.03B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $556.0M |
| Deposits: Noninterest-bearing | RCON6631 | $482.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $183.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $178.4M |
| Total Equity Capital | RCON3210 | $178.3M |
| Other Assets | RCON2160 | $69.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$34.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $28.1M |
| Surplus | RCON3839 | $27.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $26.3M |
| Held-to-maturity Securities, Total | RCON1754 | $23.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $23.3M |
| Interest-bearing Balances | RCON0071 | $20.4M |
| Other Liabilities, Total | RCON2930 | $17.6M |
| Intangible Assets | RCON2143 | $9.0M |
| Goodwill | RCON3163 | $9.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $8.2M |
| Common Stock | RCON3230 | $1.8M |
| Other Borrowed Money | RCON3190 | $1.7M |
| Loans and Leases Held for Sale | RCON5369 | $1.4M |
| Other Real Estate Owned | RCON2150 | $170K |
| Federal Funds Sold | RCONB987 | $101K |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | $95K |
Schedule RI: Income Statement (50 items)
About Schedule RI · First Farmers and Merchants Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $35.7M |
| Net Interest Income | RIAD4074 | $30.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $28.5M |
| Total Noninterest Expense | RIAD4093 | $22.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $15.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $14.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $14.0M |
| Salaries and Employee Benefits | RIAD4135 | $13.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $11.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $11.3M |
| Net Income (Loss) | RIAD4340 | $11.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $8.6M |
| Other Noninterest Expense | RIAD4092 | $7.3M |
| Total Noninterest Income | RIAD4079 | $6.9M |
| Total Interest Expense | RIAD4073 | $5.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $3.7M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $3.6M |
| Applicable Income Taxes | RIAD4302 | $2.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.6M |
| Other Noninterest Income | RIADB497 | $2.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.9M |
| Interest on Other Securities | RIAD4060 | $1.4M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.3M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.0M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $842K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $728K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $606K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $597K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $519K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $442K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $439K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $408K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $226K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $218K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $218K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $201K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $179K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $165K |
| Provision for Loan and Lease Losses | RIAD4230 | $120K |
| Other Interest Income | RIAD4518 | $81K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $56K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$52K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $34K |
| Net Servicing Fees | RIADB492 | $22K |
| Less: Net Income (Loss) Attributable to Noncontrolling (Minority) Interests | RIADG103 | $8K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $6K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 261 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $48.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $19.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $15.8M |
| Currency and Coin | RCON0080 | $11.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $2.0M |
Schedule RC-B: Securities (41 items)
About Schedule RC-B · First Farmers and Merchants Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $43K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $42K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $1.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $1.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $287.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $263.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $7.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $7.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $32.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $29.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $602.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $228.1M |
| Pledged Securities | RCON0416 | $191.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $154.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $141.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $103.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $85.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $78.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $72.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $67.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $37.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $33.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $25.9M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $25.7M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $22.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $18.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $17.3M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $15.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $15.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $15.2M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $14.0M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $13.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $12.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $4.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $2.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $1.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $1.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $1.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $1.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $361K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $187K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · First Farmers and Merchants Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.04B |
| Pledged Loans and Leases | RCONG378 | $504.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $295.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $264.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $236.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $203.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $175.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $157.8M |
| Commercial and Industrial Loans | RCON1766 | $113.3M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $113.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $112.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $89.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $82.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $74.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $72.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $65.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $56.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $53.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $42.1M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $34.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $31.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $19.6M |
| Other Loans | RCONJ464 | $19.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $13.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $13.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $8.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $7.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $5.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $5.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $3.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $2.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $228K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $157K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $9.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $5.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $806K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $379K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $233K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $131K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $107K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $65K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $12K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 48 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 43 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 29 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 26 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 22 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 8 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 1 |
Schedule RC-E: Deposit Liabilities (35 items)
About Schedule RC-E · First Farmers and Merchants Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $908.4M |
| Total Transaction Accounts | RCON2215 | $908.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $692.4M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $656.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $645.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $331.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $243.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $220.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $212.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $194.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $141.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $137.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $131.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $87.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $82.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $71.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $71.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $70.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $52.5M |
| Total Brokered Deposits | RCON2365 | $52.5M |
| Total reciprocal deposits | RCONJH83 | $52.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $34.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $33.4M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $32.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $24.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $18.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $14.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $11.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $8.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $8.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $5.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $3.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $11K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $35.3M |
| Net Deferred Tax Assets | RCON2148 | $15.2M |
| Other Assets | RCON2168 | $7.1M |
| Accrued Interest Receivable | RCONB556 | $6.2M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $3.0M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $2.9M |
| Prepaid Expenses | RCON2166 | $2.8M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.4M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $11.9M |
| Deferred Compensation Liabilities | RCONC011 | $4.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $3.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.8M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $725K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · First Farmers and Merchants Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.83B |
| Quarterly Average of Total Loans | RCON3360 | $1.02B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $534.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $473.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $432.9M |
| Mortgage-backed Securities | RCONB559 | $339.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $316.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $174.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $157.6M |
| All Other Securities | RCONB560 | $126.7M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $98.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $48.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $36.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $9.5M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $153K |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $116K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · First Farmers and Merchants Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $105.6M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $86.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $76.7M |
| Performance Standby Letters of Credit | RCON3821 | $7.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $4.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $666K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $553K |
Schedule RC-M: Memoranda (12 items)
About Schedule RC-M · First Farmers and Merchants Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $1.7M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $883K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $526K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $492K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $492K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $418K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $239K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $170K |
| Outstanding balance of PPP loans | RCONLG27 | $153K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $24K |
| Mortgage Servicing Assets | RCON3164 | $24K |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · First Farmers and Merchants Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $605K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $511K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $247K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $193K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $79K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $40K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $33K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $21K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $20K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $13K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · First Farmers and Merchants Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.83B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.57B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $910.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $632.3M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $433.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $202.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $22.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 53,807 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,028 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 835 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 5 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale | RCONHT82 | $4.1M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $3.3M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $1.4M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $87K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $594.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $594.3M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $556.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $556.0M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $38.2M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $38.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements | RCONG549 | $38.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $38.2M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $5.7M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $5.7M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $5.7M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $5.7M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Level 2 Fair Value Measurements | RCONG574 | $4.6M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Total Fair Value Reported on Balance Sheet | RCONG571 | $4.6M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First Farmers and Merchants Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.16B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · First Farmers and Merchants Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.83B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.82B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.16B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $212.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $203.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $203.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $203.3M |
| Retained Earnings | RCOAKW00 | $183.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $178.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$34.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$34.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $29.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $9.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $9.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $8.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $8.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $8.9M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $493K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1833 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1756 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1756 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1119 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1033 |
Schedule RC-R, Part II: Risk-Weighted Assets (70 items)
About Schedule RC-R, Part II · First Farmers and Merchants Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.16B |
| Total Risk-weighted Assets | RCONG641 | $1.16B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $845.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $845.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $837.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $721.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $720.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $609.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $590.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $556.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $552.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $368.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $324.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $313.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $312.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $184.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $121.9M |
| Total All Other Assets | RCOND981 | $104.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $93.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $89.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $89.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $86.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $50.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $50.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $48.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$46.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$45.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $44.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $44.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $30.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $25.9M |
| Total Held-to-maturity Securities | RCOND961 | $23.3M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $18.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $18.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $18.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $18.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $17.8M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $9.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $7.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $6.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $4.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $4.2M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $4.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $3.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $3.7M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $3.5M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $3.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $2.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $2.9M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $2.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $2.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $2.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $1.8M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $1.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $1.4M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $1.4M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $1.1M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $873K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $717K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $554K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $554K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $153K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $101K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $101K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $60K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $24K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $24K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $24K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$8K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $28.0M |
Schedule RC-T: Fiduciary and Related Services (36 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $4.72B |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $2.21B |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $1.43B |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $257.8M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $257.8M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $241.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $216.1M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $207.4M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $171.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $58.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $53.1M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $45.5M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $7.6M |
| Income from Fiduciary Activities | RIAD4070 | $2.6M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $1.1M |
| Employee Benefit-defined Benefit | RIADB906 | $526K |
| Personal Trust and Agency Accounts | RIADB904 | $517K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $511K |
| Other Retirement Accounts | RIADB907 | $487K |
| Custody and Safekeeping Accounts | RIADB909 | $339K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $104K |
| Employee Benefit-defined Contribution | RIADB905 | $102K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 676 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 452 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 313 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 274 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 274 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 234 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 126 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 20 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 19 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 15 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 12 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 7 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 4 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 3 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $178.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $172.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $172.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.5M |
| Other Comprehensive Income | RIADB511 | -$1.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | -$34K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · First Farmers and Merchants Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $27K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $20K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $18K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $14K |
| Charge-offs on Automobile Loans | RIADK129 | $13K |
| Recoveries on Automobile Loans | RIADK133 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · First Farmers and Merchants Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $8.2M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $8.0M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $60K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $27K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $9K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $8K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$1K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.04B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $425.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $311.3M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $170.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $120.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $9.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $8.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $4.8M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $1.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $824K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $21K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $8K |
| Held to Maturity Securities, Total | RCONJJ25 | $8K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $1.7M |
| Data Processing Expenses | RIADC017 | $1.4M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $984K |
| Marketing and Other Professional Services | RIAD0497 | $524K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $330K |
First Farmers and Merchants Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Farmers and Merchants Bank call report?
The First Farmers and Merchants Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Farmers and Merchants Bank file?
First Farmers and Merchants Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Farmers and Merchants Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Farmers and Merchants Bank has Federal Reserve RSSD ID 150035 and FDIC certificate number 1487. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Farmers and Merchants Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Farmers and Merchants Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 1487) · FFIEC NIC profile (RSSD 150035)