Bank call report · Shelbyville, TN
First Community Bank of Tennessee Call Report
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First Community Bank of Tennessee filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 425 reported line items, schedule by schedule (924 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 1188772 |
| FDIC certificate number | 27211 |
| Total assets | $943.8M |
Official Q2 2026 call report PDF (FFIEC) →
First Community Bank of Tennessee call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · First Community Bank of Tennessee balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $943.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $943.8M |
| Total Liabilities and Minority Interest | RCON2948 | $854.5M |
| Total Deposits | RCON2200 | $702.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $612.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $424.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $421.3M |
| Loans and Leases Held for Sale | RCON5369 | $282.8M |
| Other Borrowed Money | RCON3190 | $127.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $92.6M |
| Deposits: Noninterest-bearing | RCON6631 | $89.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $89.3M |
| Total Equity Capital | RCON3210 | $88.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $82.1M |
| Other Assets | RCON2160 | $63.2M |
| Interest-bearing Balances | RCON0071 | $32.6M |
| Federal Funds Sold | RCONB987 | $25.9M |
| Other Liabilities, Total | RCON2930 | $24.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $22.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $8.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$6.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $3.3M |
| Intangible Assets | RCON2143 | $2.9M |
| Surplus | RCON3839 | $2.6M |
| Goodwill | RCON3163 | $2.0M |
| Other Real Estate Owned | RCON2150 | $1.4M |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | $473K |
| Common Stock | RCON3230 | $339K |
Schedule RI: Income Statement (46 items)
About Schedule RI · First Community Bank of Tennessee income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $51.3M |
| Total Noninterest Income | RIAD4079 | $35.2M |
| Total Interest Income | RIAD4107 | $32.4M |
| Salaries and Employee Benefits | RIAD4135 | $31.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $30.5M |
| Other Noninterest Income | RIADB497 | $20.4M |
| Net Interest Income | RIAD4074 | $20.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $20.2M |
| Other Noninterest Expense | RIAD4092 | $18.1M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $12.8M |
| Total Interest Expense | RIAD4073 | $12.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $9.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $4.6M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $4.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $4.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $4.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $3.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $3.2M |
| Net Income (Loss) | RIAD4340 | $3.2M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $2.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.8M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $1.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $985K |
| Applicable Income Taxes | RIAD4302 | $898K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $807K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $803K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $555K |
| Interest on Other Securities | RIAD4060 | $555K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $410K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $357K |
| Provision for Loan and Lease Losses | RIAD4230 | $320K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $240K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $227K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $209K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $128K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $40K |
| Less: Net Income (Loss) Attributable to Noncontrolling (Minority) Interests | RIADG103 | $36K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $30K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $27K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$27K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $25K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $5K |
| Net Servicing Fees | RIADB492 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 454 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $55.4M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $20.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $19.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $10.6M |
| Currency and Coin | RCON0080 | $5.1M |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · First Community Bank of Tennessee securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $25.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $24.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $7.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $7.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $91.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $45.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $40.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $39.5M |
| Pledged Securities | RCON0416 | $22.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $20.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $9.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $9.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $8.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $7.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $2.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $374K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $374K |
Schedule RC-C, Part I: Loans and Leases (36 items)
About Schedule RC-C, Part I · First Community Bank of Tennessee loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $707.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $357.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $309.5M |
| Pledged Loans and Leases | RCONG378 | $244.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $143.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $137.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $96.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $93.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $77.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $42.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $39.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $36.0M |
| Commercial and Industrial Loans | RCON1766 | $34.4M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $34.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $34.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $31.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $25.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $23.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $23.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $14.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $13.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $11.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $9.9M |
| Real Estate Loans Secured by Farmland | RCON1420 | $7.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $7.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.7M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $1.1M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $530K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $383K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $382K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $270K |
| Other Loans | RCONJ464 | $270K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $249K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $13.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $10.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $677K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $657K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $323K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $206K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 223 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 37 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 34 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 34 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 23 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 16 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 16 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 15 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 8 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 4 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · First Community Bank of Tennessee deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $527.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $492.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $223.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $199.3M |
| Total Brokered Deposits | RCON2365 | $199.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $181.0M |
| Total Transaction Accounts | RCON2215 | $174.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $151.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $150.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $138.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $135.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $134.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $107.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $88.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $80.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $75.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $50.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $49.2M |
| Total reciprocal deposits | RCONJH83 | $38.6M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $38.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $35.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $31.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $24.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $21.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $14.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $7.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $4.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $4.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $2.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $41.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $10.7M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $7.8M |
| Net Deferred Tax Assets | RCON2148 | $5.6M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $3.0M |
| Accrued Interest Receivable | RCONB556 | $2.2M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $2.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.1M |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $19.9M |
| All Other Liabilities | RCON2938 | $3.0M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $1.3M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.3M |
| Operating lease liabilities | RCONLB56 | $1.1M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $556K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $422K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · First Community Bank of Tennessee quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $912.1M |
| Quarterly Average of Total Loans | RCON3360 | $711.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $387.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $283.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $246.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $180.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $120.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $78.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $77.1M |
| Mortgage-backed Securities | RCONB559 | $45.9M |
| All Other Securities | RCONB560 | $45.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $33.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $19.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $3.4M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $2.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $982K |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $609K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (14 items)
About Schedule RC-L · First Community Bank of Tennessee derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $998.7M |
| Interest Rate Forward Contracts | RCON8697 | $570.9M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $427.9M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $37.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $17.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $13.3M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $8.3M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $7.7M |
| Unused Commitments - Credit Card Lines | RCON3815 | $6.4M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $4.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $4.5M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $3.0M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $1.6M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $556K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · First Community Bank of Tennessee memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $127.8M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $127.8M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $127.8M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $15.4M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.4M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $866K |
| Mortgage Servicing Assets | RCON3164 | $866K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (20 items)
About Schedule RC-N · First Community Bank of Tennessee past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.8M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $4.1M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $658K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $500K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $499K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $405K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $364K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $292K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $186K |
| Additions to Nonaccrual Assets | RCONC410 | $158K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $130K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $105K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $93K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $14K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $12K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $10K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $9K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $9K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First Community Bank of Tennessee other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $912.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $703.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $502.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $186.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $94.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $11.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.2M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 14,694 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 303 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 260 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 8 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $1.04B |
| Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale | RCONHT82 | $695.7M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $371.5M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $282.8M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $5.0M |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $4.6M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $1.3M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $282.8M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $282.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $373.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $368.8M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $282.8M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $261.5M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $82.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $82.1M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $8.7M |
| All Other Assets - Level 1 Fair Value Measurements | RCONG395 | $3.9M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $3.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $3.9M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $3.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $3.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCONG540 | $865K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $865K |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $865K |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $865K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First Community Bank of Tennessee regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $635.5M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · First Community Bank of Tennessee regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $912.1M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $910.0M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $635.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $97.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $94.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $94.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $94.0M |
| Retained Earnings | RCOAKW00 | $92.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $89.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$6.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$6.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $3.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $3.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $3.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.9M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $2.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.0M |
| Common Equity Tier 1 Minority Interest Includable in Common Equity Tier 1 Capital | RCOAP839 | $473K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1537 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1478 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1478 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1032 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0737 |
Schedule RC-R, Part II: Risk-Weighted Assets (64 items)
About Schedule RC-R, Part II · First Community Bank of Tennessee risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $635.5M |
| Total Risk-weighted Assets | RCONG641 | $635.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $570.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $437.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $436.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $378.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $378.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $338.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $282.8M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $282.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $279.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $279.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $218.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $140.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $140.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $139.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $139.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $82.1M |
| Total All Other Assets | RCOND981 | $76.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $71.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $58.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $55.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $46.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $39.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $32.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $32.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $29.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $27.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $26.1M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $25.9M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $25.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $19.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $19.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $13.2M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $12.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$10.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $9.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$9.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $8.8M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $8.3M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $8.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $8.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $6.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $6.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $4.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $4.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $4.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $4.3M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $3.0M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $3.0M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $3.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $2.2M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $2.2M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $2.2M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $2.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $2.0M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $866K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $866K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $866K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $565K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $551K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $498K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $118K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $32K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $530.7M |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - 1-4 Family Residential Loans | RCONB705 | $530.7M |
| Past Due Loan Amounts Included in Item 1: 30-89 Day - 1-4 Family Residential Loans | RCONB733 | $5.0M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More 1-4 Family Residential Loans | RCONB740 | $2.5M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $1.4M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $89.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $89.4M |
| Total Equity Capital | RIAD3210 | $88.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.5M |
| Other Comprehensive Income | RIADB511 | -$279K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (12 items)
About Schedule RI-B, Part I · First Community Bank of Tennessee charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $723K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $684K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $22K |
| Charge-offs on All Other Loans | RIAD4644 | $18K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $12K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $9K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $8K |
| Recoveries on Automobile Loans | RIADK133 | $5K |
| Recoveries on All Other Loans | RIAD4628 | $4K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $2K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $2K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · First Community Bank of Tennessee changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $3.7M |
| Allowance for Loan and Lease Losses | RIAD3123 | $3.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $723K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$80K |
Schedule RI-E: Explanations (11 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Marketing and Other Professional Services | RIAD0497 | $776K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $685K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $514K |
| Legal Expense | RIAD4141 | $504K |
| Data Processing Expenses | RIADC017 | $448K |
| Printing, Stationery, and Supplies | RIADC018 | $312K |
| Accounting and Auditing Expenses | RIADF556 | $255K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $147K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $110K |
| Consulting and Advisory Expense | RIADF557 | $76K |
| Telecommunications Expense | RIADF559 | -$39K |
First Community Bank of Tennessee call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Community Bank of Tennessee call report?
The First Community Bank of Tennessee call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Community Bank of Tennessee file?
First Community Bank of Tennessee files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Community Bank of Tennessee call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Community Bank of Tennessee has Federal Reserve RSSD ID 1188772 and FDIC certificate number 27211. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Community Bank of Tennessee file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Community Bank of Tennessee financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 27211) · FFIEC NIC profile (RSSD 1188772)