First Community Bank of Tennessee: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 50.9% in Q2 2026, from $100.1M to $151.0M. It was the largest change from Q1 2026 among the key lines here. Within Tennessee, First Community Bank of Tennessee is 43rd of 109 on total deposits, $702.1M as of Q2 2026, above the middle of the field. Against a median of $277.3M for banks in the $100M-1B asset tier, First Community Bank of Tennessee reported $702.1M on total deposits in Q2 2026, 153% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $702.1M |
| Domestic office deposits | $702.1M |
| Foreign office deposits | — |
| Deposits to total assets | 74.39% |
| Deposits to total liabilities | 82.16% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $134.7M |
| Savings deposits | $49.2M |
| Transaction accounts to domestic deposits | 24.88% |
| Time deposits | $48K |
| Time deposits under $100k | $107.9M |
| Time deposits $100k to $250k | $151.0M |
| Time deposits over $250k | $80.4M |
| Noninterest-bearing share of deposits | 12.80% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $422.4M |
| Core deposits to total deposits | 60.16% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $199.3M |
| Brokered deposits to total deposits | 28.39% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.24% |
| Interest expense on deposits | $4.8M |
| Loans and leases to core deposits | 113.79% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $559.4M | 62.51% | 29.24% | 3.48% |
| Q4 2023 | $577.7M | 62.27% | 29.33% | 3.68% |
| Q1 2024 | $595.9M | 58.54% | 33.01% | 3.73% |
| Q2 2024 | $627.0M | 56.40% | 35.11% | 3.92% |
| Q3 2024 | $588.9M | 61.48% | 28.31% | 4.05% |
| Q4 2024 | $581.8M | 61.90% | 27.26% | 3.87% |
| Q1 2025 | $602.1M | 59.08% | 30.55% | 3.57% |
| Q2 2025 | $620.6M | 58.37% | 31.42% | 3.59% |
| Q3 2025 | $621.0M | 59.87% | 28.19% | 3.65% |
| Q4 2025 | $640.0M | 57.06% | 31.11% | 3.37% |
| Q1 2026 | $650.1M | 56.22% | 31.98% | 3.13% |
| Q2 2026 | $702.1M | 60.16% | 28.39% | 3.24% |
First Community Bank of Tennessee deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock First Community Bank of Tennessee, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Community Bank of Tennessee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27211) · FFIEC NIC profile (RSSD 1188772)