RCONB740: Past Due Loan Amounts Included in Item 1: 90 Days or More 1-4 Family Residential Loans
RCONB740 is the call report code for past due loan amounts included in item 1: 90 days or more 1-4 family residential loans, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 935 banks reported it, totaling $1.43B; the median among the 19 with a nonzero amount was $5.1M. The largest value reported for Q2 2026 was $1.14B, by MidFirst Bank.
Definition
Report in column A the outstanding principal balance of loans and leases reported in Schedule RC-S, item 1, B705 that are 90 days or more past due as of the report date. For purposes of determining whether a loan or lease reported in item 1, B705 is past due, the reporting criteria to be used are the same as those for columns A and B of Schedule RC-N.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONB740 sits on the call report
| Code | RCONB740 (prefix RCON, item B740) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 041 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B740 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDB740 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONB740 |
|---|---|---|
| MidFirst Bank | Oklahoma City, OK | $1.14B |
| Renasant Bank | Tupelo, MS | $71.1M |
| First United Bank and Trust Company | Durant, OK | $64.7M |
| Arvest Bank | Fayetteville, AR | $52.9M |
| PlainsCapital Bank | University Park, TX | $32.4M |
| Bell Bank | Fargo, ND | $16.0M |
| Gateway First Bank | Jenks, OK | $14.8M |
| Stock Yards Bank & Trust Company | Louisville, KY | $11.5M |
| FirstBank | Nashville, TN | $5.3M |
| Axos Bank | San Diego, CA | $5.1M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 935 | $1.43B |
| March 31, 2026 | 946 | $1.60B |
| December 31, 2025 | 987 | $1.13B |
| September 30, 2025 | 997 | $915.5M |
| June 30, 2025 | 1,015 | $1.09B |
| March 31, 2025 | 1,030 | $1.26B |
| December 31, 2024 | 1,053 | $1.13B |
| September 30, 2024 | 1,057 | $1.05B |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is