RCFDB740: Past Due Loan Amounts Included in Item 1: 90 Days or More 1-4 Family Residential Loans
RCFDB740 is the call report code for past due loan amounts included in item 1: 90 days or more 1-4 family residential loans, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 80 banks reported it, totaling $3.90B; the median among the 12 with a nonzero amount was $49.5M. The largest value reported for Q2 2026 was $2.97B, by U.S. Bank N.A.
Definition
Report in column A the outstanding principal balance of loans and leases reported in Schedule RC-S, item 1, B705 that are 90 days or more past due as of the report date. For purposes of determining whether a loan or lease reported in item 1, B705 is past due, the reporting criteria to be used are the same as those for columns A and B of Schedule RC-N.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB740 sits on the call report
| Code | RCFDB740 (prefix RCFD, item B740) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B740 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB740 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 935 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB740 |
|---|---|---|
| U.S. Bank N.A. | Cincinnati, OH | $2.97B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $440.0M |
| Manufacturers and Traders Trust Company | Buffalo, NY | $232.0M |
| Citibank, N.A. | Sioux Falls, SD | $67.0M |
| PNC Bank, N.A. | Wilmington, DE | $65.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $55.0M |
| Truist Bank | Charlotte, NC | $44.0M |
| Banco Popular de Puerto Rico | San Juan, PR | $13.0M |
| FirstBank Puerto Rico | San Juan, PR | $8.2M |
| Regions Bank | Birmingham, AL | $2.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $3.90B |
| March 31, 2026 | 80 | $3.71B |
| December 31, 2025 | 80 | $3.90B |
| September 30, 2025 | 80 | $3.06B |
| June 30, 2025 | 80 | $2.86B |
| March 31, 2025 | 82 | $3.05B |
| December 31, 2024 | 82 | $3.12B |
| September 30, 2024 | 82 | $2.67B |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is