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Call report code · Schedule RC-S

RCONB705: Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - 1-4 Family Residential Loans

RCONB705 is the call report code for outstanding principal balance of assets sold and securitized with recourse or other seller-provided credit enhancements - 1-4 family residential loans, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 935 banks reported it, totaling $42.39B; the median among the 29 with a nonzero amount was $497.8M. The largest value reported for Q2 2026 was $6.27B, by Western Alliance Bank.

Definition

Report in column A, the principal balance outstanding as of the report date of loans and leases which the reporting bank has sold and securitized while:

Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.

Where RCONB705 sits on the call report

Reference facts for call report code RCONB705
CodeRCONB705 (prefix RCON, item B705)
Prefix RCONDomestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items.
ScheduleRC-S, Servicing, Securitization, and Asset Sale Activities
Reported onFFIEC 041
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since2001

The same item under other prefixes

Item B705 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCFDB705 The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) 80

Largest reported values, Q2 2026

The ten banks reporting the largest RCONB705 values
BankHeadquartersRCONB705
Western Alliance Bank Phoenix, AZ $6.27B
MidFirst Bank Oklahoma City, OK $6.22B
FirstBank Nashville, TN $4.79B
Barrington Bank & Trust Company, N.A. Barrington, IL $4.76B
First United Bank and Trust Company Durant, OK $2.52B
Arvest Bank Fayetteville, AR $2.41B
BOKF, N.A. Tulsa, OK $2.41B
Third Federal Savings & Loan Association of Cleveland Cleveland, OH $2.17B
Renasant Bank Tupelo, MS $1.89B
Oriental Bank San Juan, PR $1.82B

Total reported by quarter

Sum of RCONB705 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 2026935$42.39B
March 31, 2026946$40.23B
December 31, 2025987$42.50B
September 30, 2025997$41.27B
June 30, 20251,015$42.01B
March 31, 20251,030$42.80B
December 31, 20241,053$42.99B
September 30, 20241,057$45.10B

Related

All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is