RCFDB705: Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - 1-4 Family Residential Loans
RCFDB705 is the call report code for outstanding principal balance of assets sold and securitized with recourse or other seller-provided credit enhancements - 1-4 family residential loans, reported on Schedule RC-S, Servicing, Securitization, and Asset Sale Activities. For Q2 2026, 80 banks reported it, totaling $191.06B; the median among the 14 with a nonzero amount was $4.37B. The largest value reported for Q2 2026 was $57.84B, by U.S. Bank N.A.
Definition
Report in column A, the principal balance outstanding as of the report date of loans and leases which the reporting bank has sold and securitized while:
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB705 sits on the call report
| Code | RCFDB705 (prefix RCFD, item B705) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-S, Servicing, Securitization, and Asset Sale Activities |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B705 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB705 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 935 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB705 |
|---|---|---|
| U.S. Bank N.A. | Cincinnati, OH | $57.84B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $56.35B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $23.60B |
| Truist Bank | Charlotte, NC | $18.13B |
| Manufacturers and Traders Trust Company | Buffalo, NY | $14.89B |
| PNC Bank, N.A. | Wilmington, DE | $6.17B |
| Banco Popular de Puerto Rico | San Juan, PR | $4.67B |
| Regions Bank | Birmingham, AL | $4.07B |
| Citibank, N.A. | Sioux Falls, SD | $2.83B |
| FirstBank Puerto Rico | San Juan, PR | $2.12B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $191.06B |
| March 31, 2026 | 80 | $203.17B |
| December 31, 2025 | 80 | $198.44B |
| September 30, 2025 | 80 | $223.85B |
| June 30, 2025 | 80 | $234.39B |
| March 31, 2025 | 82 | $237.97B |
| December 31, 2024 | 82 | $245.42B |
| September 30, 2024 | 82 | $245.49B |
Related
All codes on Schedule RC-S · All call report schedules · Find the code for a loan type · What a call report is