Bank call report · Tazewell, TN
First Century Bank Call Report
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First Century Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 338 reported line items, schedule by schedule (923 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 999935 |
| FDIC certificate number | 1700 |
| Total assets | $809.8M |
Official Q2 2026 call report PDF (FFIEC) →
First Century Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · First Century Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $809.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $809.8M |
| Total Liabilities and Minority Interest | RCON2948 | $735.4M |
| Total Deposits | RCON2200 | $722.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $707.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $699.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $592.8M |
| Deposits: Noninterest-bearing | RCON6631 | $129.5M |
| Total Equity Capital | RCON3210 | $74.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $74.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $71.2M |
| Federal Funds Sold | RCONB987 | $29.6M |
| Interest-bearing Balances | RCON0071 | $29.5M |
| Other Assets | RCON2160 | $18.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $12.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $10.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $9.2M |
| Other Liabilities, Total | RCON2930 | $8.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $7.6M |
| Other Borrowed Money | RCON3190 | $5.0M |
| Surplus | RCON3839 | $3.1M |
| Common Stock | RCON3230 | $100K |
| Accumulated Other Comprehensive Income | RCONB530 | -$9K |
Schedule RI: Income Statement (42 items)
About Schedule RI · First Century Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $23.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $22.6M |
| Net Interest Income | RIAD4074 | $16.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $12.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $8.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $8.9M |
| Total Noninterest Expense | RIAD4093 | $8.6M |
| Total Interest Expense | RIAD4073 | $7.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $7.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.6M |
| Net Income (Loss) | RIAD4340 | $6.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.6M |
| Salaries and Employee Benefits | RIAD4135 | $4.8M |
| Other Noninterest Expense | RIAD4092 | $2.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.6M |
| Applicable Income Taxes | RIAD4302 | $2.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.1M |
| Total Noninterest Income | RIAD4079 | $1.8M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.1M |
| Other Noninterest Income | RIADB497 | $1.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.0M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $637K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $588K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $581K |
| Provision for Loan and Lease Losses | RIAD4230 | $563K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $562K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $513K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $500K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $375K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $84K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $79K |
| Other Interest Income | RIAD4518 | $72K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $18K |
| Interest on Other Securities | RIAD4060 | $18K |
| Net Servicing Fees | RIADB492 | $17K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $9K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $6K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $4K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 94 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $42.0M |
| Balances Due from Federal Reserve Banks | RCON0090 | $20.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $17.8M |
| Currency and Coin | RCON0080 | $3.8M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $164K |
Schedule RC-B: Securities (11 items)
About Schedule RC-B · First Century Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $2.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $2.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $9.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $6.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $5.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $1.3M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $1.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $1.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $24K |
Schedule RC-C, Part I: Loans and Leases (38 items)
About Schedule RC-C, Part I · First Century Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $707.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $288.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $280.2M |
| Pledged Loans and Leases | RCONG378 | $250.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $132.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $109.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $101.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $95.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $91.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $88.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $85.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $83.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $80.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $57.4M |
| Commercial and Industrial Loans | RCON1766 | $52.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $52.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $47.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $38.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $34.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $31.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $24.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $22.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $20.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $19.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $5.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.2M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $748K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $511K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $441K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $164K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $108K |
| Other Loans | RCONJ464 | $108K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $69K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $60K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $59K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $35K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $10K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $49.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $18.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $8.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $8.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $35K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 365 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 121 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 61 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 60 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 50 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 33 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 33 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 21 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 19 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 2 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · First Century Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $422.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $363.7M |
| Total Transaction Accounts | RCON2215 | $299.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $244.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $158.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $148.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $115.5M |
| Total reciprocal deposits | RCONJH83 | $110.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $92.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $88.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $80.3M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $59.8M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $59.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $56.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $55.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $54.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $54.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $49.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $45.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $24.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $11.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $11.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $9.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $4.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $742K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $7.3M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $4.4M |
| Net Deferred Tax Assets | RCON2148 | $2.7M |
| Accrued Interest Receivable | RCONB556 | $2.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $951K |
| Other Assets | RCON2168 | $696K |
| Prepaid Expenses | RCON2166 | $308K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $298K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $6.5M |
| Deferred Compensation Liabilities | RCONC011 | $3.8M |
| Operating lease liabilities | RCONLB56 | $2.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $783K |
| Other Expenses Accrued and Unpaid | RCON3646 | $438K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $290K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · First Century Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $788.0M |
| Quarterly Average of Total Loans | RCON3360 | $694.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $321.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $316.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $227.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $164.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $115.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $57.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $50.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $31.2M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $27.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $19.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $6.0M |
| All Other Securities | RCONB560 | $1.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $934K |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $872K |
| Mortgage-backed Securities | RCONB559 | $425K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · First Century Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $74.9M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $70.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $70.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $32.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $25.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $11.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $4.9M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $3.8M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $1.7M |
| Performance Standby Letters of Credit | RCON3821 | $61K |
Schedule RC-M: Memoranda (2 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · First Century Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.2M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $522K |
| Additions to Nonaccrual Assets | RCONC410 | $324K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $316K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $159K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $102K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $79K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $38K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $26K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $21K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $20K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $17K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $10K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First Century Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $788.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $723.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $455.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $256.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $73.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $10.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $414K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 18,933 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 424 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 370 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First Century Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First Century Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $788.0M |
| Average total consolidated assets | RCOAKW03 | $788.0M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $621.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $82.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $74.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $74.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $74.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $74.4M |
| Retained Earnings | RCOAKW00 | $71.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $3.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$9K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$9K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1322 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1197 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1197 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0944 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0522 |
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)
About Schedule RC-R, Part II · First Century Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $621.9M |
| Total Risk-weighted Assets | RCONG641 | $621.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $415.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $415.7M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $376.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $353.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $353.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $340.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $340.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $339.2M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $339.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $170.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $58.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $50.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $50.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $47.5M |
| Unconditionally Cancellable Commitments | RCONS540 | $45.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $42.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $31.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $31.8M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $29.6M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $29.6M |
| Total All Other Assets | RCOND981 | $29.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $25.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $23.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $23.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $22.6M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $21.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $16.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $14.4M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $14.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $13.9M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $13.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $11.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $11.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $10.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $9.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$7.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $6.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $4.4M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $4.4M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $4.4M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $3.8M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $3.8M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $3.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $3.3M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $966K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $522K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $522K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $61K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $48K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $31K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $31K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$13K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $86.6M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $15.7M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $74.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $69.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $69.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.0M |
| Other Comprehensive Income | RIADB511 | $5K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · First Century Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $74K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $55K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $52K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $42K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $19K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $6K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · First Century Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $7.6M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $7.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $74K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$63K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $830K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $672K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $317K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $284K |
| Marketing and Other Professional Services | RIAD0497 | $271K |
| Accounting and Auditing Expenses | RIADF556 | $150K |
First Century Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Century Bank call report?
The First Century Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Century Bank file?
First Century Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Century Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Century Bank has Federal Reserve RSSD ID 999935 and FDIC certificate number 1700. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Century Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Century Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 1700) · FFIEC NIC profile (RSSD 999935)