Bank call report · Chattanooga, TN
Millennium Bank Call Report
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Millennium Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 345 reported line items, schedule by schedule (719 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2820604 |
| FDIC certificate number | 35138 |
| Total assets | $780.8M |
Official Q2 2026 call report PDF (FFIEC) →
Millennium Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Millennium Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $780.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $780.8M |
| Total Liabilities and Minority Interest | RCON2948 | $713.8M |
| Total Deposits | RCON2200 | $704.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $603.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $596.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $527.5M |
| Deposits: Noninterest-bearing | RCON6631 | $176.8M |
| Interest-bearing Balances | RCON0071 | $69.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $67.4M |
| Total Equity Capital | RCON3210 | $67.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $67.0M |
| Surplus | RCON3839 | $50.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $23.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $16.3M |
| Intangible Assets | RCON2143 | $10.2M |
| Other Liabilities, Total | RCON2930 | $9.5M |
| Other Assets | RCON2160 | $7.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $7.4M |
| Goodwill | RCON3163 | $3.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.1M |
| Common Stock | RCON3230 | $2.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $2.3M |
| Held-to-maturity Securities, Total | RCON1754 | $2.3M |
| Other Real Estate Owned | RCON2150 | $785K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Millennium Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $23.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $20.7M |
| Net Interest Income | RIAD4074 | $16.9M |
| Total Noninterest Expense | RIAD4093 | $14.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $12.9M |
| Salaries and Employee Benefits | RIAD4135 | $7.4M |
| Total Interest Expense | RIAD4073 | $6.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $5.7M |
| Provision for Loan and Lease Losses | RIAD4230 | $5.6M |
| Other Noninterest Expense | RIAD4092 | $5.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.9M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$2.5M |
| Net Income (Loss) | RIAD4340 | -$2.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$2.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$2.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$2.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.0M |
| Total Noninterest Income | RIAD4079 | $846K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $730K |
| Other Noninterest Income | RIADB497 | $479K |
| Interest on Other Securities | RIAD4060 | $418K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $402K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $354K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $224K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $207K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $123K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $99K |
| Applicable Income Taxes | RIAD4302 | $90K |
| Other Interest Income | RIAD4518 | $20K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $13K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 120 |
Schedule RC-B: Securities (25 items)
About Schedule RC-B · Millennium Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $70.0M |
| Pledged Securities | RCON0416 | $42.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $30.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $29.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $25.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $23.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $22.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $18.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $12.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $11.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $11.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $6.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $5.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $5.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $3.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $3.1M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $2.3M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $2.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $2.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $1.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $34K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $21K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · Millennium Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $603.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $209.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $206.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $162.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $109.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $108.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $101.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $87.7M |
| Pledged Loans and Leases | RCONG378 | $76.1M |
| Commercial and Industrial Loans | RCON1766 | $73.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $73.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $49.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $36.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $35.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $32.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $28.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $25.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $20.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $18.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $15.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $15.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $13.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $9.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $8.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $8.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $4.0M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $3.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $1.7M |
| Unearned Income on Loans | RCON2123 | $843K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $612K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $559K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $238K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $66K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $53K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $34K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $66.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $19.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $10.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $9.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $5.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $826K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $573K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $451K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $34K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 172 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 163 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 106 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 76 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 68 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 19 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 10 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 3 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Millennium Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $413.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $407.0M |
| Total Transaction Accounts | RCON2215 | $290.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $255.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $176.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $141.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $117.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $116.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $113.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $78.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $75.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $72.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $41.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $40.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $40.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $36.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $34.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $18.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $18.0M |
| Total Brokered Deposits | RCON2365 | $18.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $11.5M |
| Total reciprocal deposits | RCONJH83 | $8.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $6.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $6.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $237K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $2.6M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $2.1M |
| Other Assets | RCON2168 | $1.6M |
| Prepaid Expenses | RCON2166 | $1.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $884K |
| Net Deferred Tax Assets | RCON2148 | $342K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $5.5M |
| Operating lease liabilities | RCONLB56 | $4.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.2M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.3M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $525K |
| Deferred Compensation Liabilities | RCONC011 | $443K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Millennium Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $780.7M |
| Quarterly Average of Total Loans | RCON3360 | $613.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $338.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $185.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $124.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $121.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $119.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $114.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $66.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $60.3M |
| Mortgage-backed Securities | RCONB559 | $30.3M |
| All Other Securities | RCONB560 | $27.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $14.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $26K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Millennium Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $35.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $25.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $19.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $15.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $6.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.5M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $1.1M |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · Millennium Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $15.9M |
| All other intangible assets | RCONJF76 | $6.9M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $479K |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $306K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $154K |
| Mortgage Servicing Assets | RCON3164 | $154K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (18 items)
About Schedule RC-N · Millennium Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $4.8M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.0M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $2.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.4M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $998K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $941K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $721K |
| Additions to Nonaccrual Assets | RCONC410 | $416K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $399K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $321K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $184K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $177K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $100K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $45K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $41K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $41K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $20K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Millennium Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $780.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $706.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $375.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $319.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $62.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $8.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $2.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 14,831 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 534 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 243 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 9 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Millennium Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $643.3M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · Millennium Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $780.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $770.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $643.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $67.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $67.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $59.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $59.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $59.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $53.1M |
| Retained Earnings | RCOAKW00 | $16.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $10.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.9M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $6.9M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $3.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.4M |
| Eligible Retained Income | RCOAH313 | $188K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1046 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.0922 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.0922 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.077 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0246 |
Schedule RC-R, Part II: Risk-Weighted Assets (54 items)
About Schedule RC-R, Part II · Millennium Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $643.3M |
| Total Risk-weighted Assets | RCONG641 | $643.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $514.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $514.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $480.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $397.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $382.8M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $166.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $113.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $113.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $109.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $88.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $88.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $72.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $72.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $69.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $69.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $67.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $58.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $57.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $56.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $50.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $50.3M |
| Total All Other Assets | RCOND981 | $42.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $41.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $38.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $38.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $33.1M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $32.2M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $32.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $25.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $25.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $16.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $15.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $13.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$10.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $6.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $6.6M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $6.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $6.6M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $3.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2.7M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $2.3M |
| Total Held-to-maturity Securities | RCOND961 | $2.3M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $1.5M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.5M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $884K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $553K |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $385K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $154K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $154K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $154K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $5K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $73.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $73.1M |
| Total Equity Capital | RIAD3210 | $67.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.0M |
| Other Comprehensive Income | RIADB511 | -$589K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (12 items)
About Schedule RI-B, Part I · Millennium Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $5.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $4.4M |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $902K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $404K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $78K |
| Recoveries on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3589 | $52K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $15K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $4K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $3K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $3K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $2K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Millennium Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $7.4M |
| Allowance for Loan and Lease Losses | RIAD3123 | $7.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $5.7M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $125K |
Millennium Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Millennium Bank call report?
The Millennium Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Millennium Bank file?
Millennium Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Millennium Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Millennium Bank has Federal Reserve RSSD ID 2820604 and FDIC certificate number 35138. Either one finds its filings on the FFIEC Central Data Repository.
How often does Millennium Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Millennium Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35138) · FFIEC NIC profile (RSSD 2820604)