Millennium Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 4.19 percentage points in Q2 2026, from 20.91% to 25.10%. It was the largest change from Q1 2026 among the key lines here. Within Tennessee, Millennium Bank is 42nd of 109 on total deposits, $704.3M as of Q2 2026. Against a median of $276.0M for banks in the $100M-1B asset tier, Millennium Bank reported $704.3M on total deposits in Q2 2026, 155% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $704.3M |
| Domestic office deposits | $704.3M |
| Foreign office deposits | — |
| Deposits to total assets | 90.20% |
| Deposits to total liabilities | 98.67% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $176.8M |
| Savings deposits | $36.0M |
| Transaction accounts to domestic deposits | 41.24% |
| Time deposits | $34K |
| Time deposits under $100k | $40.4M |
| Time deposits $100k to $250k | $78.4M |
| Time deposits over $250k | $117.3M |
| Noninterest-bearing share of deposits | 25.10% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $568.9M |
| Core deposits to total deposits | 80.78% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $18.0M |
| Brokered deposits to total deposits | 2.56% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.28% |
| Interest expense on deposits | $3.1M |
| Loans and leases to core deposits | 102.82% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $441.0M | 85.33% | 4.00% | 2.23% |
| Q4 2023 | $457.8M | 75.95% | 8.22% | 2.57% |
| Q1 2024 | $448.2M | 72.95% | 9.13% | 2.75% |
| Q2 2024 | $469.7M | 72.56% | 9.63% | 3.04% |
| Q3 2024 | $462.3M | 68.33% | 10.02% | 3.18% |
| Q4 2024 | $450.2M | 74.10% | 7.11% | 2.94% |
| Q1 2025 | $466.6M | 74.98% | 6.86% | 2.70% |
| Q2 2025 | $465.2M | 76.60% | 5.27% | 2.55% |
| Q3 2025 | $452.3M | 81.31% | 3.99% | 2.68% |
| Q4 2025 | $707.8M | 82.99% | 2.55% | 2.88% |
| Q1 2026 | $705.7M | 81.67% | 2.56% | 2.21% |
| Q2 2026 | $704.3M | 80.78% | 2.56% | 2.28% |
Millennium Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Millennium Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Millennium Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35138) · FFIEC NIC profile (RSSD 2820604)