Bank call report · Savannah, TN
The Hardin County Bank Call Report
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The Hardin County Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 282 reported line items, schedule by schedule (600 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 526854 |
| FDIC certificate number | 20993 |
| Total assets | $676.7M |
Official Q2 2026 call report PDF (FFIEC) →
The Hardin County Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · The Hardin County Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $676.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $676.7M |
| Total Liabilities and Minority Interest | RCON2948 | $612.5M |
| Total Deposits | RCON2200 | $600.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $519.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $513.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $403.3M |
| Deposits: Noninterest-bearing | RCON6631 | $197.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $71.6M |
| Total Equity Capital | RCON3210 | $64.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $64.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $58.1M |
| Interest-bearing Balances | RCON0071 | $37.3M |
| Other Assets | RCON2160 | $21.8M |
| Surplus | RCON3839 | $14.4M |
| Other Liabilities, Total | RCON2930 | $12.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $11.8M |
| Federal Funds Sold | RCONB987 | $10.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$9.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.5M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $4.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.2M |
| Other Real Estate Owned | RCON2150 | $1.6M |
| Common Stock | RCON3230 | $1.0M |
Schedule RI: Income Statement (41 items)
About Schedule RI · The Hardin County Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $19.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $17.3M |
| Net Interest Income | RIAD4074 | $12.7M |
| Total Noninterest Expense | RIAD4093 | $8.6M |
| Total Interest Expense | RIAD4073 | $6.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $6.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.8M |
| Salaries and Employee Benefits | RIAD4135 | $5.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $5.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $4.3M |
| Net Income (Loss) | RIAD4340 | $4.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $4.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.2M |
| Total Noninterest Income | RIAD4079 | $2.1M |
| Other Noninterest Expense | RIAD4092 | $1.9M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.5M |
| Applicable Income Taxes | RIAD4302 | $1.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $968K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $723K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $703K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $602K |
| Other Noninterest Income | RIADB497 | $523K |
| Fees and Commissions from Annuity Sales | RIADC887 | $486K |
| Provision for Loan and Lease Losses | RIAD4230 | $450K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $450K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $395K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $389K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $381K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $326K |
| Interest on Other Securities | RIAD4060 | $322K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $306K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $145K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $82K |
| Other Interest Income | RIAD4518 | $53K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $48K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $44K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $44K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 103 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $41.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $23.5M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $14.8M |
| Currency and Coin | RCON0080 | $3.3M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $7K |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · The Hardin County Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $43K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $43K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $28.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $25.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $84.5M |
| Pledged Securities | RCON0416 | $41.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $31.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $29.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $23.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $22.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $20.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $17.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $13.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $8.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $3.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $558K |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $500K |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $496K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $496K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $43K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · The Hardin County Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $519.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $251.0M |
| Pledged Loans and Leases | RCONG378 | $219.0M |
| Commercial and Industrial Loans | RCON1766 | $172.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $172.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $150.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $111.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $101.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $74.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $60.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $58.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $55.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $48.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $43.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $21.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $21.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $19.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $16.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $15.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $13.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $11.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $10.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $8.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $7.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $6.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $6.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.3M |
| Commercial and Industrial Loans to Non-u.s. Addressees | RCON1764 | $813K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $622K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $606K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $278K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $50K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $33K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $16K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $22.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $15.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $15.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $14.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $7.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $920K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $228K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $201K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 786 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 171 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 83 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 54 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 48 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 32 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 27 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 26 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 20 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 6 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 2 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · The Hardin County Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $313.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $302.1M |
| Total Transaction Accounts | RCON2215 | $287.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $248.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $238.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $163.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $121.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $97.9M |
| Total reciprocal deposits | RCONJH83 | $84.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $70.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $69.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $68.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $52.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $50.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $43.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $42.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $25.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $23.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $18.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $12.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $11.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $5.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $333K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $120K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $17K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $2K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $2K |
| Total Brokered Deposits | RCON2365 | $2K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $7.8M |
| Net Deferred Tax Assets | RCON2148 | $5.9M |
| Accrued Interest Receivable | RCONB556 | $3.2M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $2.7M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.3M |
| Other Assets | RCON2168 | $771K |
| Prepaid Expenses | RCON2166 | $682K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $7.3M |
| Deferred Compensation Liabilities | RCONC011 | $6.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.6M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $647K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $54K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · The Hardin County Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $679.0M |
| Quarterly Average of Total Loans | RCON3360 | $512.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $207.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $168.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $167.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $158.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $118.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $78.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $71.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $37.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $32.5M |
| Mortgage-backed Securities | RCONB559 | $28.8M |
| All Other Securities | RCONB560 | $24.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $17.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $10.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.3M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · The Hardin County Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $82.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $41.1M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $18.5M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $18.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $6.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.9M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.7M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $386K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · The Hardin County Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $1.4M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $323K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $171K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (13 items)
About Schedule RC-N · The Hardin County Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.4M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $855K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $790K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $780K |
| Additions to Nonaccrual Assets | RCONC410 | $671K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $317K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $214K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $49K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $49K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $37K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $23K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $20K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $16K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The Hardin County Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $679.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $603.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $402.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $177.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $73.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $19.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.2M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 18,175 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 569 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 323 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 12 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · The Hardin County Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $679.0M |
| Average total consolidated assets | RCOAKW03 | $679.0M |
| Total Assets | RCOA2170 | $676.7M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $136.9M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $135.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $73.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $73.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $73.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $64.1M |
| Retained Earnings | RCOAKW00 | $58.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $15.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$9.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$9.4M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $1.7M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.2023 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1084 |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Maximum Amount of Credit Exposure Arising from Credit Enhancements Provided by the Reporting Bank to Other Institutions' Securitization Structures in the Form of Standby Letters of Credit, Etc.: 1-4 Family Residential Loans | RCONB776 | $18.5M |
| Maximum Amount of Credit Exposures Arising from Credit Enhancements Provided by the Reporting Bank to Other Institutions' Securitization Structures in the Form of Standby Letters of Credit, Etc: All Other Loans | RCONB782 | $18.5M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $64.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $59.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $59.9M |
| Other Comprehensive Income | RIADB511 | -$90K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · The Hardin County Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $47K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $24K |
| Charge-offs on Automobile Loans | RIADK129 | $23K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $6K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $4K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The Hardin County Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $5.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $5.1M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $47K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $231K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $230K |
| Directors' Fees | RIAD4136 | $225K |
| Printing, Stationery, and Supplies | RIADC018 | $175K |
| Legal Expense | RIAD4141 | $140K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $104K |
The Hardin County Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The Hardin County Bank call report?
The The Hardin County Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The Hardin County Bank file?
The Hardin County Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The Hardin County Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The Hardin County Bank has Federal Reserve RSSD ID 526854 and FDIC certificate number 20993. Either one finds its filings on the FFIEC Central Data Repository.
How often does The Hardin County Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The Hardin County Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 20993) · FFIEC NIC profile (RSSD 526854)