Greenfield Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.25 percentage points higher than in Q1 2026, at 99.58%. Greenfield Banking Company ranks 89th of 109 Tennessee banks on loan-to-deposit ratio, in the lower half at 68.59% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Greenfield Banking Company sits 12.25 points lower, at 68.59% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $51.2M |
| Fed funds sold and reverse repos | $240K |
| Fed funds sold and reverse repos to assets | 0.16% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.75% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.59% |
| Net loans and leases to deposits | 67.90% |
| Loans and leases to core deposits | 99.58% |
| Core deposits to total deposits | 65.91% |
| Brokered deposits to total deposits | 7.79% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.95% | 72.02% | $0 | $923K |
| Q4 2023 | 72.40% | 67.04% | $0 | $896K |
| Q1 2024 | 74.89% | 67.22% | $0 | $1.9M |
| Q2 2024 | 74.89% | 71.90% | $0 | $840K |
| Q3 2024 | 74.07% | 70.52% | $0 | $816K |
| Q4 2024 | 71.37% | 65.67% | $0 | $793K |
| Q1 2025 | 67.83% | 62.99% | $0 | $762K |
| Q2 2025 | 66.60% | 65.47% | $0 | $741K |
| Q3 2025 | 65.30% | 66.76% | $0 | $719K |
| Q4 2025 | 69.26% | 67.78% | $0 | $4.2M |
| Q1 2026 | 67.78% | 66.01% | $0 | $674K |
| Q2 2026 | 68.59% | 65.91% | $0 | $2.7M |
Greenfield Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenfield Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenfield Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15255) · FFIEC NIC profile (RSSD 83955)