Greenfield Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Greenfield Banking Company of Greenfield, TN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.94% | 1.35% | -0.41% | 30th below |
| ROAE | 11.75% | 12.05% | -0.30% | 46th below |
| Net Interest Margin | 3.75% | 3.90% | -0.15% | 40th below |
| Efficiency Ratio | 58.70% | 63.15% | -4.45% | 58th above |
| PPNR / Avg Assets | 1.31% | 1.64% | -0.33% | 34th below |
| Yield on Earning Assets | 6.75% | 5.65% | +1.10% | 92nd top |
| Cost of Funds | 3.13% | 1.85% | +1.28% | 4th bottom |
| Net Interest Spread | 3.54% | 3.35% | +0.19% | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.04% | 0.92% | +0.12% | 27th below |
| NPA / Total Assets | 1.02% | 0.67% | +0.35% | 20th bottom |
| NCO / Avg Loans | -0.11% | 0.15% | -0.26% | 97th top |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 26th below |
| ACL / NPLs (Coverage) | 96.58% | 1645.80% | -1549.22% | 26th below |
| Texas Ratio | 11.67% | 7.15% | +4.52% | 18th bottom |
| Provision / NCO | 62.50% | 1189.88% | -1127.38% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.66% | 20.83% | -8.17% | 24th bottom |
| Tier 1 Ratio | 12.66% | 20.87% | -8.21% | 23rd bottom |
| Total Capital Ratio | 13.57% | 21.94% | -8.37% | 22nd bottom |
| Leverage Ratio | 8.54% | 12.47% | -3.93% | 7th bottom |
| Equity / Assets | 8.13% | 11.67% | -3.54% | 15th bottom |
| TCE / Tangible Assets | 8.13% | 11.40% | -3.27% | 18th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.59% | 78.65% | -10.06% | 73rd above |
| Core Deposit Ratio | 65.91% | 87.10% | -21.19% | 3rd bottom |
| Wholesale Funding Ratio | 1.75% | 5.11% | -3.36% | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.61% | 6.48% | -3.87% | 37th below |
| Loan Growth (Y/Y) | 3.31% | 7.64% | -4.33% | 38th below |
| Deposit Growth (Y/Y) | 0.31% | 6.03% | -5.72% | 25th below |
See Greenfield Banking Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Greenfield Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Greenfield Banking Company profile, how to read a UBPR, or how this data updates.