Greenfield Banking Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Total equity capital rose 3.5% in Q2 2026 to $12.3M, the biggest move on this page. Greenfield Banking Company ranks 46th of 71 Tennessee banks on CET1 ratio, in the lower half at 12.66% (Q2 2026). Greenfield Banking Company reported 12.66% on CET1 ratio for Q2 2026, 2.41 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.66% |
| Tier 1 risk-based capital ratio | 12.66% |
| Total risk-based capital ratio | 13.57% |
| Tier 1 leverage ratio | 8.54% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $12.9M |
| Tier 1 capital | $12.9M |
| Total risk-based capital | $13.8M |
| Total equity capital | $12.3M |
| Risk-weighted assets | $102.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.13% |
| Tangible equity to tangible assets | 8.13% |
| Equity capital to average assets | 8.13% |
| Internal capital growth rate | 8.38% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $160K |
| Common stock surplus | $3.2M |
| Retained earnings | $9.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$613K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.83% | 11.83% | 12.98% | 8.52% | $84.1M |
| Q4 2023 | 11.00% | 11.00% | 12.10% | 8.15% | $90.8M |
| Q1 2024 | 10.21% | 10.21% | 11.16% | 8.11% | $100.3M |
| Q2 2024 | 11.15% | 11.15% | 12.20% | 8.18% | $94.0M |
| Q3 2024 | 9.98% | 9.98% | 11.01% | 7.99% | $105.9M |
| Q4 2024 | 10.29% | 10.29% | 11.20% | 7.68% | $102.1M |
| Q1 2025 | 10.96% | 10.96% | 11.91% | 7.65% | $98.1M |
| Q2 2025 | 12.12% | 12.12% | 13.05% | 8.23% | $100.1M |
| Q3 2025 | 12.41% | 12.41% | 13.37% | 8.23% | $99.9M |
| Q4 2025 | 12.27% | 12.27% | 13.21% | 8.35% | $101.4M |
| Q1 2026 | 12.60% | 12.60% | 13.49% | 8.48% | $100.5M |
| Q2 2026 | 12.66% | 12.66% | 13.57% | 8.54% | $102.0M |
Greenfield Banking Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenfield Banking Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenfield Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15255) · FFIEC NIC profile (RSSD 83955)