Greenfield Banking Company: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 10.32 percentage points in Q2 2026, from 92.28% to 102.61%. It was the largest change from Q1 2026 among the key lines here. Greenfield Banking Company ranks 89th of 109 Tennessee banks on loan-to-deposit ratio, in the lower half at 68.59% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Greenfield Banking Company sits 12.25 points lower, at 68.59% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $92.8M |
| Net loans and leases | $91.9M |
| Loans held for sale | $0 |
| Loans to total assets | 61.41% |
| Loan-to-deposit ratio | 68.59% |
| Net loans to equity capital | 7.48% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 19.33% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 24.71% |
| Consumer | 10.04% |
| Credit cards | 0.00% |
| Farm | 7.77% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 102.61% |
| Construction concentration (Tier 1 capital + allowance) | 41.56% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $1.7M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $82.0M | $109.4M | 18.92% | 29.55% | 10.16% |
| Q4 2023 | $83.5M | $115.3M | 20.72% | 30.19% | 10.21% |
| Q1 2024 | $85.8M | $114.6M | 22.22% | 28.01% | 10.44% |
| Q2 2024 | $89.3M | $119.2M | 22.00% | 28.04% | 10.22% |
| Q3 2024 | $91.0M | $122.9M | 18.98% | 27.58% | 10.79% |
| Q4 2024 | $90.6M | $126.9M | 19.18% | 27.10% | 10.60% |
| Q1 2025 | $88.0M | $129.7M | 17.68% | 27.27% | 9.89% |
| Q2 2025 | $89.9M | $135.0M | 18.01% | 24.85% | 9.48% |
| Q3 2025 | $89.1M | $136.5M | 18.53% | 24.42% | 10.77% |
| Q4 2025 | $90.7M | $130.9M | 19.43% | 24.88% | 10.52% |
| Q1 2026 | $92.0M | $135.8M | 18.65% | 27.33% | 10.09% |
| Q2 2026 | $92.8M | $135.4M | 19.33% | 24.71% | 10.04% |
Greenfield Banking Company loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenfield Banking Company, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenfield Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15255) · FFIEC NIC profile (RSSD 83955)