Grand Missouri Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grand Missouri Bank of Bolivar, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.03% | 1.34% | -0.31% | 35th below |
| ROAE | 7.10% | 13.32% | -6.22% | 22nd bottom |
| Net Interest Margin | 4.75% | 3.93% | +0.82% | 87th top |
| Efficiency Ratio | 62.66% | 61.14% | +1.52% | 46th below |
| PPNR / Avg Assets | 1.44% | 1.68% | -0.24% | 41st below |
| Yield on Earning Assets | 7.15% | 5.67% | +1.48% | 96th top |
| Cost of Funds | 2.90% | 1.88% | +1.02% | 7th bottom |
| Net Interest Spread | 3.87% | 3.32% | +0.55% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.22% | 0.94% | -0.72% | 62nd above |
| NPA / Total Assets | 0.18% | 0.70% | -0.52% | 62nd above |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 93rd top |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 46th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 531.11% | 1538.83% | -1007.72% | 72nd above |
| Texas Ratio | 1.30% | 7.33% | -6.03% | 69th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 453.85% | 1395.70% | -941.85% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.72% | 12.14% | +1.58% | 80th top |
| Equity / Assets | 14.15% | 11.37% | +2.78% | 85th top |
| TCE / Tangible Assets | 12.98% | 11.09% | +1.89% | 80th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.12% | 80.63% | +16.49% | 15th bottom |
| Core Deposit Ratio | 86.71% | 86.86% | -0.15% | 37th below |
| Wholesale Funding Ratio | 1.32% | 5.03% | -3.71% | 77th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 19.88% | 6.85% | +13.03% | 95th top |
| Loan Growth (Y/Y) | 21.72% | 7.90% | +13.82% | 94th top |
| Deposit Growth (Y/Y) | 25.27% | 6.29% | +18.98% | 96th top |
See Grand Missouri Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grand Missouri Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grand Missouri Bank profile, how to read a UBPR, or how this data updates.