Grand Missouri Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets dropped 0.89 percentage points in Q2 2026, from 15.04% to 14.15%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.72% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $19.5M |
| Tier 1 capital | $19.5M |
| Total risk-based capital | — |
| Total equity capital | $21.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.15% |
| Tangible equity to tangible assets | 12.98% |
| Equity capital to average assets | 14.65% |
| Internal capital growth rate | 7.17% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $160K |
| Common stock surplus | $20.6M |
| Retained earnings | $518K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $109K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 22.88% | 22.20% | 21.07% |
| Q4 2023 | 20.46% | 18.21% | 17.23% |
| Q1 2024 | 17.16% | 17.42% | 16.48% |
| Q2 2024 | 16.83% | 17.62% | 16.69% |
| Q3 2024 | 16.37% | 16.84% | 15.96% |
| Q4 2024 | 15.94% | 15.98% | 15.15% |
| Q1 2025 | 15.47% | 15.81% | 15.01% |
| Q2 2025 | 13.50% | 15.89% | 14.14% |
| Q3 2025 | 14.27% | 15.40% | 13.82% |
| Q4 2025 | 13.98% | 15.27% | 13.80% |
| Q1 2026 | 14.12% | 15.04% | 13.70% |
| Q2 2026 | 13.72% | 14.15% | 12.98% |
Grand Missouri Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Grand Missouri Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grand Missouri Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11003) · FFIEC NIC profile (RSSD 365950)