Rushville State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.08 percentage points, from 3.22% to 3.30%, the largest move among the key lines here. Within Illinois, Rushville State Bank is 238th of 323 on net interest margin, 3.30% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Rushville State Bank sits 0.65 points lower, at 3.30% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.18% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.00% |
| Cost of interest-bearing deposits | 1.31% |
| Cost of interest-bearing liabilities | 1.31% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.30% |
| Yield to cost spread | 2.87% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $824K |
| Total interest expense | $297K |
| Interest expense on deposits | $297K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.66% | 0.71% | 3.03% |
| Q4 2023 | 3.74% | 0.83% | 3.01% |
| Q1 2024 | 3.77% | 0.85% | 3.02% |
| Q2 2024 | 4.01% | 0.86% | 3.25% |
| Q3 2024 | 3.98% | 1.17% | 2.94% |
| Q4 2024 | 3.96% | 1.05% | 3.04% |
| Q1 2025 | 3.94% | 1.00% | 3.05% |
| Q2 2025 | 4.11% | 1.03% | 3.20% |
| Q3 2025 | 4.18% | 1.04% | 3.25% |
| Q4 2025 | 4.23% | 1.06% | 3.30% |
| Q1 2026 | 4.10% | 0.99% | 3.22% |
| Q2 2026 | 4.18% | 1.00% | 3.30% |
Rushville State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Rushville State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rushville State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9265) · FFIEC NIC profile (RSSD 49148)