Rushville State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 41.44 percentage points higher than in Q1 2026, at 600.93%. Rushville State Bank ranks 62nd of 323 Illinois banks on return on assets, in the upper half at 1.71% (Q2 2026). Rushville State Bank reported 1.71% on return on assets for Q2 2026, 0.45 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.32% |
| Equity capital to assets | 10.38% |
| Tangible equity to tangible assets | 10.38% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.19% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.74% |
| Allowance for credit losses to loans | 1.15% |
| Reserve coverage of non-performing loans | 600.93% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.71% |
| Return on equity | 17.26% |
| Net interest margin | 3.30% |
| Efficiency ratio | 50.03% |
| Yield on earning assets | 4.18% |
| Cost of funds | 1.00% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.65% |
| Core deposits to total deposits | 84.83% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.24% |
| Securities to assets | 38.36% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.85% | 1.34% | 3.03% | 0.48% | 0.00% |
| Q4 2023 | 13.73% | 1.15% | 3.01% | 0.48% | 0.02% |
| Q1 2024 | 13.90% | 1.43% | 3.02% | 0.44% | 0.50% |
| Q2 2024 | 13.82% | 1.56% | 3.25% | 0.44% | 0.00% |
| Q3 2024 | 14.27% | 1.21% | 2.94% | 0.43% | 0.00% |
| Q4 2024 | 14.43% | 1.18% | 3.04% | 0.36% | -0.15% |
| Q1 2025 | 14.39% | 1.38% | 3.05% | 0.32% | 0.00% |
| Q2 2025 | 14.25% | 1.44% | 3.20% | 0.31% | 0.00% |
| Q3 2025 | 14.44% | 1.43% | 3.25% | 0.28% | 0.00% |
| Q4 2025 | 14.34% | 1.39% | 3.30% | 0.22% | 0.00% |
| Q1 2026 | 14.26% | 1.65% | 3.22% | 0.20% | 0.00% |
| Q2 2026 | 14.32% | 1.71% | 3.30% | 0.19% | 0.00% |
Rushville State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Rushville State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rushville State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9265) · FFIEC NIC profile (RSSD 49148)