Rushville State Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Farm: 8.48 percentage points higher than in Q1 2026, at 49.02%. Rushville State Bank has the 30th lowest loan-to-deposit ratio of the 323 banks headquartered in Illinois, at 47.65% as of Q2 2026. Rushville State Bank reported 47.65% on loan-to-deposit ratio for Q2 2026, 33.18 points below the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $56.7M |
| Net loans and leases | $56.0M |
| Loans held for sale | $0 |
| Loans to total assets | 42.05% |
| Loan-to-deposit ratio | 47.65% |
| Net loans to equity capital | 4.01% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 5.27% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 24.37% |
| Consumer | 2.02% |
| Credit cards | 0.00% |
| Farm | 49.02% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 1.25% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 3.82% |
| Construction concentration (Tier 1 capital + allowance) | 0.44% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.76% |
| Interest income on loans | $824K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $54.6M | $107.4M | 6.18% | 26.54% | 2.51% |
| Q4 2023 | $53.5M | $110.2M | 6.19% | 27.44% | 2.53% |
| Q1 2024 | $54.5M | $112.8M | 5.97% | 26.94% | 2.27% |
| Q2 2024 | $52.6M | $111.8M | 5.82% | 27.60% | 2.53% |
| Q3 2024 | $52.8M | $105.9M | 5.97% | 25.82% | 2.45% |
| Q4 2024 | $52.3M | $108.5M | 6.05% | 25.80% | 2.54% |
| Q1 2025 | $55.7M | $114.2M | 5.65% | 23.33% | 2.42% |
| Q2 2025 | $55.4M | $111.1M | 5.84% | 21.95% | 2.49% |
| Q3 2025 | $57.1M | $117.1M | 5.20% | 24.43% | 2.32% |
| Q4 2025 | $57.2M | $114.7M | 5.24% | 24.41% | 2.25% |
| Q1 2026 | $57.8M | $117.3M | 5.26% | 26.28% | 2.02% |
| Q2 2026 | $56.7M | $118.9M | 5.27% | 24.37% | 2.02% |
Rushville State Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Rushville State Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rushville State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9265) · FFIEC NIC profile (RSSD 49148)