Rushville State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 26.5% in Q2 2026, from $18.1M to $22.8M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Rushville State Bank is 30th from the bottom among 323 Illinois banks, 47.65% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Rushville State Bank sits 33.18 points lower, at 47.65% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $74.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.65% |
| Net loans and leases to deposits | 47.11% |
| Loans and leases to core deposits | 56.17% |
| Core deposits to total deposits | 84.83% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 50.89% | 88.59% | $0 | $0 |
| Q4 2023 | 48.55% | 88.37% | $0 | $0 |
| Q1 2024 | 48.31% | 87.69% | $0 | $0 |
| Q2 2024 | 47.04% | 88.01% | $0 | $0 |
| Q3 2024 | 49.83% | 88.05% | $0 | $0 |
| Q4 2024 | 48.20% | 87.31% | $0 | $0 |
| Q1 2025 | 48.82% | 87.23% | $0 | $0 |
| Q2 2025 | 49.84% | 86.45% | $0 | $0 |
| Q3 2025 | 48.78% | 87.40% | $0 | $0 |
| Q4 2025 | 49.87% | 86.60% | $0 | $0 |
| Q1 2026 | 49.28% | 85.53% | $0 | $0 |
| Q2 2026 | 47.65% | 84.83% | $0 | $0 |
Rushville State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Rushville State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rushville State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9265) · FFIEC NIC profile (RSSD 49148)