Rushville State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Rushville State Bank of Rushville, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.71% | 1.34% | +0.37% | 74th above |
| ROAE | 17.26% | 13.31% | +3.95% | 77th top |
| Net Interest Margin | 3.30% | 3.93% | -0.63% | 20th bottom |
| Efficiency Ratio | 50.03% | 61.14% | -11.11% | 80th top |
| PPNR / Avg Assets | 1.73% | 1.68% | +0.05% | 58th above |
| Yield on Earning Assets | 4.18% | 5.67% | -1.49% | 4th bottom |
| Cost of Funds | 1.00% | 1.88% | -0.88% | 91st top |
| Net Interest Spread | 2.87% | 3.32% | -0.45% | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 0.94% | -0.75% | 65th above |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 72nd above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.15% | 1.28% | -0.13% | 43rd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 600.93% | 1538.81% | -937.88% | 74th above |
| Texas Ratio | 0.74% | 7.33% | -6.59% | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.32% | 12.14% | +2.18% | 83rd top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.38% | 11.37% | -0.99% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.38% | 11.09% | -0.71% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 47.65% | 80.64% | -32.99% | 93rd top |
| Core Deposit Ratio | 84.83% | 86.86% | -2.03% | 30th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.89% | 6.85% | +2.04% | 79th top |
| Loan Growth (Y/Y) | 2.37% | 7.90% | -5.53% | 33rd below |
| Deposit Growth (Y/Y) | 7.07% | 6.29% | +0.78% | 71st above |
See Rushville State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Rushville State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Rushville State Bank profile, how to read a UBPR, or how this data updates.