Rushville State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 4.6% to -$6.3M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.32% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $20.2M |
| Tier 1 capital | $20.2M |
| Total risk-based capital | — |
| Total equity capital | $14.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.38% |
| Tangible equity to tangible assets | 10.38% |
| Equity capital to average assets | 9.89% |
| Internal capital growth rate | 8.30% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $1.8M |
| Retained earnings | $18.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.85% | 6.11% | 6.11% |
| Q4 2023 | 13.73% | 7.82% | 7.82% |
| Q1 2024 | 13.90% | 7.56% | 7.56% |
| Q2 2024 | 13.82% | 7.95% | 7.95% |
| Q3 2024 | 14.27% | 10.06% | 10.06% |
| Q4 2024 | 14.43% | 8.24% | 8.24% |
| Q1 2025 | 14.39% | 8.73% | 8.73% |
| Q2 2025 | 14.25% | 8.79% | 8.79% |
| Q3 2025 | 14.44% | 9.97% | 9.97% |
| Q4 2025 | 14.34% | 10.50% | 10.50% |
| Q1 2026 | 14.26% | 10.51% | 10.51% |
| Q2 2026 | 14.32% | 10.38% | 10.38% |
Rushville State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Rushville State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Rushville State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9265) · FFIEC NIC profile (RSSD 49148)