First Eagle Bank
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Data as of · sourced from FFIEC call reports. How we update
First Eagle Bank is an FDIC-insured commercial bank headquartered in Chicago, IL, established in 1985 (FDIC certificate 25883), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $649.6M, up 7.5% from Q2 2025, the 81st largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 21.29% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 25883
- Headquarters
- Chicago, IL
- Established
- 1985
- Total assets, Q2 2026
- $649.6M
- Assets vs Q2 2025
- +7.5%
- Tier 1 leverage ratio, Q2 2026
- 21.29%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 071925017
- Holding company
- FIRST EAGLE BANCSHARES, INC.
- Asset rank in state
- 81st of 319 in Illinois
First Eagle Bank is one of the more profitable banks of its size. Based in Chicago, Illinois, it had $650 million in assets at June 30, 2026, up 7.5% from a year earlier. It earns about $2.45 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 39 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Net income for the quarter rose 11% from a year earlier, to $3.9 million. Over the same year, loans grew 12.2% and deposits grew 7.4%.
As of June 30, 2026, First Eagle Bank reported a return on assets of 2.45%, a nonperforming-loan ratio of 0.10% and a Texas ratio of 0.34%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, First Eagle Bank is the 81st largest of the 319 banks headquartered in Illinois. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 4.2% to $649.6M, loans rose 3.1% and deposits rose 5.3%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 26.7% of total loans, ahead of construction and land development loans at 22.8%. The FDIC Summary of Deposits lists 2 offices for it, in Hanover Park, IL and Chicago, IL; its Hanover Park office books 52% of its branch deposits. On its Q2 2026 call report, First Eagle Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1201 W Madison St, Chicago, IL 60607
- County
- Cook
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 14, 1985
- Former names
- First Eagle National Bank (1991-2007)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 45
- Domestic deposits
- $468.0M
- Allowance for credit losses
- $5.9M
- Net charge-offs (YTD)
- $2K
- Average total assets
- $640.2M
- Average total loans
- $387.3M
- Average interest-bearing deposits
- $341.8M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 14, 1985
- FDIC Cert
- 25883
- Fed RSSD
- 759045
- Website
- www.febank.com →
- Parent Holding Company
- FIRST EAGLE BANCSHARES, INC. (RSSD 1492956)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First Eagle Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, First Eagle Bank's total assets ranged from $550.2M (Q1 2024) to $649.6M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$649.6M total assets against $604.3M; $517.4M total liabilities against $483.2M.
$452.3M net loans and leases against $403.0M; $468.0M total deposits against $435.6M.
$128.0M securities against $130.3M; $41.7M cash and balances due against $44.3M.
$8.9M total interest income against $8.1M; $2.2M total interest expense against $2.2M.
$6.7M net interest income against $5.9M.
$478K total noninterest income against $306K; $2.9M total noninterest expense against $2.6M.
$223K provision for credit losses against -$28K.
$3.9M net income against $3.5M.
2.45% return on assets against 2.33%; 4.47% net interest margin against 4.12%.
21.29% tier 1 leverage ratio against 21.07%.
Inside the full First Eagle Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst Eagle Bank rankings
Its closest position to the top of a national ranking is 164 of 3,606, for efficiency ratio; its furthest is 3,064 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.67% (Q3 2024) to 2.45% (Q2 2026) and its net interest margin ran from 3.75% (Q3 2024) to 4.47% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 21.29% | 2.45% | 0.10% | 0.34% | 4.47% |
| Q1 2026 | 21.46% | 2.03% | 0.00% | 0.00% | 4.29% |
| Q4 2025 | 21.03% | 2.39% | 0.00% | 0.00% | 4.26% |
| Q3 2025 | 20.88% | 2.21% | 0.00% | 0.00% | 4.15% |
| Q2 2025 | 21.07% | 2.33% | 0.00% | 0.01% | 4.12% |
| Q1 2025 | 20.81% | 2.31% | 0.15% | 0.49% | 3.92% |
| Q4 2024 | 20.46% | 2.16% | 0.15% | 0.50% | 3.90% |
| Q3 2024 | 21.19% | 1.67% | 0.49% | 1.59% | 3.75% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hanover Park Branch | Hanover Park , IL | 60133 | $245.0M |
| First Eagle Bank (main office) | Chicago , IL | 60607 | $223.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 112 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $400K approved, $400K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First Eagle Bank
What are First Eagle Bank's total assets?
As of the Q2 2026 filing, First Eagle Bank reported total assets of $649.6 million in its FFIEC call report.
Where is First Eagle Bank headquartered?
It is headquartered in Chicago, IL, United States.
When was First Eagle Bank founded?
It was established in 1985, per the FDIC institution directory.
Is First Eagle Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #25883). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Eagle Bank?
First Eagle Bank's primary federal regulator is the Federal Reserve.
How many branches does First Eagle Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Eagle Bank's Texas Ratio?
Its Texas Ratio is 0.34% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was First Eagle Bank previously called?
The charter now named First Eagle Bank has also operated as First Eagle National Bank (1991-2007), per FDIC structure-change records.
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