First Eagle Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets fell 0.45 percentage points from Q1 2026 to Q2 2026, ending at 20.35% against 20.80%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 21.29% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $136.0M |
| Tier 1 capital | $136.0M |
| Total risk-based capital | — |
| Total equity capital | $132.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 20.35% |
| Tangible equity to tangible assets | 20.19% |
| Equity capital to average assets | 20.65% |
| Internal capital growth rate | 5.62% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $14.7M |
| Retained earnings | $121.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 19.65% | 17.61% | 17.42% |
| Q4 2023 | 20.25% | 19.64% | 19.45% |
| Q1 2024 | 21.14% | 19.82% | 19.63% |
| Q2 2024 | 21.09% | 19.44% | 19.25% |
| Q3 2024 | 21.19% | 20.33% | 20.14% |
| Q4 2024 | 20.46% | 19.31% | 19.14% |
| Q1 2025 | 20.81% | 19.86% | 19.68% |
| Q2 2025 | 21.07% | 20.04% | 19.87% |
| Q3 2025 | 20.88% | 20.21% | 20.04% |
| Q4 2025 | 21.03% | 20.97% | 20.80% |
| Q1 2026 | 21.46% | 20.80% | 20.64% |
| Q2 2026 | 21.29% | 20.35% | 20.19% |
First Eagle Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First Eagle Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Eagle Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 25883) · FFIEC NIC profile (RSSD 759045)