First Eagle Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 46.0% in Q2 2026, from $28.6M to $41.7M. It was the largest change from Q1 2026 among the key lines here. Among 323 Illinois banks, First Eagle Bank sits 25th from the top on loan-to-deposit ratio, 97.92% as of Q2 2026. First Eagle Bank reported 97.92% on loan-to-deposit ratio for Q2 2026, 17.37 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $41.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $169.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $40.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.17% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.92% |
| Net loans and leases to deposits | 96.66% |
| Loans and leases to core deposits | 112.91% |
| Core deposits to total deposits | 85.47% |
| Brokered deposits to total deposits | 1.25% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 84.56% | 88.68% | $0 | $20.9M |
| Q4 2023 | 88.57% | 89.12% | $0 | $16.7M |
| Q1 2024 | 88.13% | 88.48% | $0 | $16.5M |
| Q2 2024 | 89.36% | 87.73% | $0 | $19.5M |
| Q3 2024 | 93.14% | 87.73% | $0 | $25.6M |
| Q4 2024 | 92.45% | 88.76% | $0 | $35.6M |
| Q1 2025 | 93.39% | 88.31% | $0 | $35.4M |
| Q2 2025 | 93.73% | 88.26% | $0 | $39.1M |
| Q3 2025 | 92.17% | 87.79% | $0 | $38.9M |
| Q4 2025 | 97.91% | 87.57% | $0 | $37.2M |
| Q1 2026 | 100.02% | 86.91% | $0 | $40.2M |
| Q2 2026 | 97.92% | 85.47% | $0 | $40.1M |
First Eagle Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Eagle Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Eagle Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 25883) · FFIEC NIC profile (RSSD 759045)