Bank Comparison
American Savings Bank, N.A. vs First Hawaiian Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 14
winning metrics across 24 comparable rows
Capital adequacy
| Metric | American Savings Bank, N.A. | First Hawaiian Bank |
|---|---|---|
| CET1 Ratio | 13.49% | 13.07% |
| Tier 1 Capital Ratio | 13.49% | 13.07% |
| Total Capital Ratio | 14.55% | 14.32% |
| Tier 1 Leverage Ratio | 9.03% | 9.17% |
| Equity / Assets | 7.54% | 11.37% |
Profitability
| Metric | American Savings Bank, N.A. | First Hawaiian Bank |
|---|---|---|
| Return on Assets (ROA) | 1.27% | 1.15% |
| Return on Equity (ROE) | 16.90% | 10.11% |
| Net Interest Margin (NIM) | 3.55% | 3.13% |
| Yield on Earning Assets | 4.21% | 4.29% |
| Cost of Funds | 0.67% | 1.20% |
Asset quality
| Metric | American Savings Bank, N.A. | First Hawaiian Bank |
|---|---|---|
| Texas Ratio | 5.51% | 2.52% |
| Non-Performing Loan Ratio | 0.61% | 0.31% |
| Non-Performing Asset Ratio | 0.41% | 0.18% |
| Net Charge-Off Ratio | 0.02% | 0.15% |
| ACL / Loans | 0.95% | 1.17% |
Balance sheet
| Metric | American Savings Bank, N.A. | First Hawaiian Bank |
|---|---|---|
| Total Assets | $9,042M | $24,266M |
| Total Deposits | $8,237M | $20,790M |
| Total Loans | $6,147M | $14,440M |
| Total Equity | $681,470K | $2,759M |
| Net Income (quarter) | $28,553K | $69,723K |
Liquidity & funding
| Metric | American Savings Bank, N.A. | First Hawaiian Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 74.63% | 69.46% |
| Core Deposit Ratio | 97.86% | 82.95% |
| Uninsured Deposit Ratio | 22.75% | 49.81% |
Identity
| Metric | American Savings Bank, N.A. | First Hawaiian Bank |
|---|---|---|
| Headquarters City | HONOLULU | HONOLULU |
| Headquarters State | HI | HI |
| Asset Tier | Large | Regional |
| Charter Class | 708384 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 35 | 49 |
| Employees (FTE) | 969 | 1,986 |
| Established | Jan. 23, 1987, midnight | Jan. 1, 1858, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full American Savings Bank, N.A. profile | View full First Hawaiian Bank profile | Browse all bank comparisons