Northeast Security Bank
Northeast Security Bank is a locally rooted FDIC-insured community bank based in Sumner, IA. The Q1 2026 balance sheet stands at $443M in assets, including $273M in loans. Profitability is strong — 1.23% ROA, paired with 10.92% ROE and a 3.21% net interest margin. Capital cushions are healthy: 14.95% CET1, 10.68% Tier 1 leverage. Asset quality is pristine — 0.00% NPLs and a 0.00% Texas Ratio. 7 branches make up the footprint.
Headquarters Profile
- Address
- 1150 W 1st St, SUMNER, IA 50674
- County
- Bremer
- Metro Area
- WATERLOO-CEDAR FALLS, IA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1888
- Branches
- 7 domestic
- Employees (FTE)
- 44
- FDIC Cert
- 18384
- Fed RSSD
- 442244
- Website
- www.bankNSB.com →
- Parent Holding Company
- INDEPENDENCE BANCSHARES, INC. (RSSD 1206201)
Capital & Liquidity
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Northeast Security Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
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Frequently asked about Northeast Security Bank
What are Northeast Security Bank's total assets?
As of the Q1 2026 filing, Northeast Security Bank reported total assets of $443.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Northeast Security Bank headquartered?
Northeast Security Bank is headquartered in SUMNER, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Northeast Security Bank founded?
Northeast Security Bank was established in 1888, per the FDIC institution directory.
Is Northeast Security Bank FDIC-insured?
Yes. Northeast Security Bank is an FDIC-insured commercial bank (FDIC Certificate #18384). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Northeast Security Bank?
Northeast Security Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Northeast Security Bank's CET1 capital ratio?
Northeast Security Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.95% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Northeast Security Bank operate?
Northeast Security Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Northeast Security Bank's Texas Ratio?
Northeast Security Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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