Bank Comparison
Welch State Bank of Welch, OKLA. vs Northeast Security Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 10
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Welch State Bank of Welch, OKLA. | Northeast Security Bank |
|---|---|---|
| CET1 Ratio | — | 14.95% |
| Tier 1 Capital Ratio | — | 14.95% |
| Total Capital Ratio | — | 16.20% |
| Tier 1 Leverage Ratio | 10.16% | 10.68% |
| Equity / Assets | 9.07% | 11.27% |
Profitability
| Metric | Welch State Bank of Welch, OKLA. | Northeast Security Bank |
|---|---|---|
| Return on Assets (ROA) | 1.66% | 1.23% |
| Return on Equity (ROE) | 17.98% | 10.92% |
| Net Interest Margin (NIM) | 4.93% | 3.21% |
| Yield on Earning Assets | 6.84% | 4.76% |
| Cost of Funds | 2.02% | 1.66% |
Asset quality
| Metric | Welch State Bank of Welch, OKLA. | Northeast Security Bank |
|---|---|---|
| Texas Ratio | 1.92% | 0.00% |
| Non-Performing Loan Ratio | 0.20% | 0.00% |
| Non-Performing Asset Ratio | 0.14% | 0.00% |
| Net Charge-Off Ratio | 0.14% | 0.50% |
| ACL / Loans | 1.58% | 1.45% |
Balance sheet
| Metric | Welch State Bank of Welch, OKLA. | Northeast Security Bank |
|---|---|---|
| Total Assets | $442,415K | $443,315K |
| Total Deposits | $380,849K | $353,912K |
| Total Loans | $311,664K | $272,786K |
| Total Equity | $40,118K | $49,967K |
| Net Income (quarter) | $1,825K | $1,376K |
Liquidity & funding
| Metric | Welch State Bank of Welch, OKLA. | Northeast Security Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 81.83% | 77.08% |
| Core Deposit Ratio | 86.43% | 92.81% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Welch State Bank of Welch, OKLA. | Northeast Security Bank |
|---|---|---|
| Headquarters City | WELCH | SUMNER |
| Headquarters State | OK | IA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 6 | 7 |
| Employees (FTE) | 105 | 44 |
| Established | Oct. 1, 1923, midnight | Jan. 1, 1888, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Welch State Bank of Welch, OKLA. profile | View full Northeast Security Bank profile | Browse all bank comparisons