Bank Comparison
Northeast Security Bank vs City National Bank of Colorado City, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 11
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Northeast Security Bank | City National Bank of Colorado City, the |
|---|---|---|
| CET1 Ratio | 14.95% | — |
| Tier 1 Capital Ratio | 14.95% | — |
| Total Capital Ratio | 16.20% | — |
| Tier 1 Leverage Ratio | 10.68% | 10.73% |
| Equity / Assets | 11.27% | 12.22% |
Profitability
| Metric | Northeast Security Bank | City National Bank of Colorado City, the |
|---|---|---|
| Return on Assets (ROA) | 1.23% | 1.19% |
| Return on Equity (ROE) | 10.92% | 9.69% |
| Net Interest Margin (NIM) | 3.21% | 4.31% |
| Yield on Earning Assets | 4.76% | 6.61% |
| Cost of Funds | 1.66% | 2.46% |
Asset quality
| Metric | Northeast Security Bank | City National Bank of Colorado City, the |
|---|---|---|
| Texas Ratio | 0.00% | 1.86% |
| Non-Performing Loan Ratio | 0.00% | 0.12% |
| Non-Performing Asset Ratio | 0.00% | 0.12% |
| Net Charge-Off Ratio | 0.50% | 0.01% |
| ACL / Loans | 1.45% | 1.55% |
Balance sheet
| Metric | Northeast Security Bank | City National Bank of Colorado City, the |
|---|---|---|
| Total Assets | $443,315K | $444,315K |
| Total Deposits | $353,912K | $389,073K |
| Total Loans | $272,786K | $296,584K |
| Total Equity | $49,967K | $54,280K |
| Net Income (quarter) | $1,376K | $1,327K |
Liquidity & funding
| Metric | Northeast Security Bank | City National Bank of Colorado City, the |
|---|---|---|
| Loan-to-Deposit Ratio | 77.08% | 76.23% |
| Core Deposit Ratio | 92.81% | 84.84% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Northeast Security Bank | City National Bank of Colorado City, the |
|---|---|---|
| Headquarters City | SUMNER | COLORADO CITY |
| Headquarters State | IA | TX |
| Asset Tier | Small | Small |
| Charter Class | 0 | 5276 |
| Regulator | FDIC | OCC |
| Domestic Branches | 7 | 4 |
| Employees (FTE) | 44 | 50 |
| Established | Jan. 1, 1888, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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