None
None is an FDIC-insured commercial bank. As of , the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 0.85% ROA and 8.41% ROE, with a net interest margin of 3.19%. CET1 capital ratio: 13.64%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 1.24%. Operates 7 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 13.64% | 0.85% | 0.15% | 1.24% | 3.19% |
| 2025-09-30 | 17.27% | 0.85% | 0.57% | 4.00% | 2.94% |
| 2025-06-30 | 16.59% | 0.53% | 0.56% | 3.88% | 2.88% |
| 2025-03-31 | 14.72% | 0.71% | 0.47% | 3.81% | 2.88% |
| 2024-12-31 | 14.32% | 0.60% | 0.56% | 4.48% | 2.77% |
| 2024-09-30 | 13.66% | 0.43% | 0.34% | 2.84% | 2.55% |
| 2024-06-30 | 13.20% | 0.54% | 0.35% | 2.88% | 2.83% |
| 2024-03-31 | 13.13% | 0.84% | 0.11% | 0.88% | 2.69% |