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None is an FDIC-insured commercial bank. As of , the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 0.76% ROA and 6.55% ROE, with a net interest margin of 3.65%. CET1 capital ratio: 11.90%, well above regulatory minimums. NPL ratio: 1.35% · Texas Ratio: 5.44%. Operates 19 domestic branches.

Assets
$1.4B
Deposits
$1.2B
Loans
$709M
Equity
$167M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 73.4% of total — SVB-style run-risk profileWhat does this mean? →

Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3111.90%0.76%1.35%5.44%3.65%
2025-09-3011.44%0.95%1.20%5.30%3.49%
2025-06-3011.47%0.10%1.15%5.35%3.44%
2025-03-3111.35%0.73%1.93%9.65%3.47%
2024-12-3111.21%-0.35%1.89%10.12%3.56%
2024-09-3011.58%0.68%2.40%13.05%3.55%
2024-06-3011.19%0.72%2.09%12.06%3.72%
2024-03-3110.95%0.59%2.02%12.10%3.63%