BanksBANKFINANCIAL, NATIONAL ASSOCIATION

BANKFINANCIAL, NATIONAL ASSOCIATION

OLYMPIA FIELDS, ILLargeRSSD #454676
Latest · 2025-12-31

BANKFINANCIAL, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in OLYMPIA FIELDS, IL. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 0.76% ROA and 6.55% ROE, with a net interest margin of 3.57%. CET1 capital ratio: 11.89%, well above regulatory minimums. NPL ratio: 1.35% · Texas Ratio: 5.44%. Operates 19 domestic branches.

Assets
$1.4B
Deposits
$1.2B
Loans
$709M
Equity
$167M

Profitability

Return on Assets (ROA)0.76%
Return on Equity (ROE)6.55%
Net Interest Margin3.57%
Yield on Assets4.96%
Cost of Funds1.47%

Asset Quality

NPL Ratio1.35%
Net Charge-Off Ratio0.07%
Texas Ratio5.44%
NPA Ratio0.68%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio11.89%
Tier 1 Capital11.89%
Total Capital Ratio12.49%
Leverage Ratio11.58%
Loan-to-Deposit58.29%

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