CITIZENS BANK OF WEST VIRGINIA, INC. is an FDIC-insured commercial bank headquartered in ELKINS, WV, established in Jan. 22, 1924, midnight. As of 2025-12-31, the bank reported total assets of $705M and total deposits of $621M. Profitability stands at 1.57% ROA and 15.08% ROE, with a net interest margin of 4.61%. CET1 capital ratio: 11.65%, well above regulatory minimums. NPL ratio: 0.35% · Texas Ratio: 3.07%. Operates 6 domestic branches.
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