Banks MARION STATE BANK

MARION STATE BANK

MARION, TX Small Est. Jan. 1, 1906, midnight FDIC #15355 RSSD #484057 FDIC
Latest · 2025-12-31

MARION STATE BANK is an FDIC-insured commercial bank headquartered in MARION, TX, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $129M. Profitability stands at 1.94% ROA and 17.56% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 11.41%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.09%.

Assets
$147M
Deposits
$129M
Loans
$61M
Equity
$17M

Profitability

Return on Assets (ROA)1.94%
Return on Equity (ROE)17.56%
Net Interest Margin3.81%
Yield on Assets5.24%
Cost of Funds1.49%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.40%
Texas Ratio0.09%
NPA Ratio0.01%
ACL / Loans0.57%

Capital & Liquidity

CET1 Ratio11.41%
Tier 1 Capital11.41%
Total Capital Ratio11.98%
Leverage Ratio13.73%
Loan-to-Deposit47.23%

This is just the summary.

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