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None is an FDIC-insured commercial bank. As of , the bank reported total assets of $219M and total deposits of $198M. Profitability stands at 0.75% ROA and 8.28% ROE, with a net interest margin of 3.83%. CET1 capital ratio: 8.80%. NPL ratio: 2.68% · Texas Ratio: 9.89%. Operates 4 domestic branches.

Assets
$219M
Deposits
$198M
Loans
$76M
Equity
$19M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 67.6% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-318.80%0.75%2.68%9.89%3.83%
2025-09-309.33%1.11%2.61%10.44%4.17%
2025-06-309.18%1.12%5.38%22.74%4.12%
2025-03-318.75%0.86%5.37%23.35%3.86%
2024-12-318.12%1.16%5.61%25.57%3.79%
2024-09-308.59%1.38%5.21%25.06%3.94%
2024-06-308.24%0.77%2.73%15.26%3.82%
2024-03-318.03%0.98%0.13%0.78%3.67%