SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH
SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH is an FDIC-insured commercial bank headquartered in JOHNSTOWN, PA, established in 1915. As of , the bank reported total assets of $179M and total deposits of $164M. Profitability stands at -0.62% ROA and -9.39% ROE, with a net interest margin of 2.04%. CET1 capital ratio: 6.73%. NPL ratio: 0.01% · Texas Ratio: 0.05%. Operates 5 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
The bank's Common Equity Tier 1 ratio is below the 7% effective floor (4.5% minimum + 2.5% conservation buffer) — triggers regulatory restrictions on dividends, buybacks, and discretionary bonuses.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Slovenian Savings & Loan Association of Franklin-conemaugh rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 6.73% | -0.62% | 0.01% | 0.05% | 2.04% |
| 2025-09-30 | 6.54% | 0.02% | 0.01% | 0.09% | 2.00% |
| 2025-06-30 | 6.18% | -0.11% | 0.01% | 0.10% | 1.87% |
| 2025-03-31 | 6.41% | -0.10% | 0.01% | 0.10% | 1.78% |
| 2024-12-31 | 6.16% | -0.10% | 0.01% | 0.10% | 1.63% |
| 2024-09-30 | 6.66% | -0.16% | 0.01% | 0.09% | 1.58% |
| 2024-06-30 | 6.14% | -0.21% | 0.12% | 1.17% | 1.63% |
| 2024-03-31 | 6.22% | -0.30% | 0.12% | 1.18% | 1.71% |
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Frequently asked about SLOVENIAN SAVINGS & LOAN ASSOCIATION OF FRANKLIN-CONEMAUGH
What are Slovenian Savings & Loan Association of Franklin-conemaugh's total assets?
As of the Q4 2025 filing, Slovenian Savings & Loan Association of Franklin-conemaugh reported total assets of $178.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Slovenian Savings & Loan Association of Franklin-conemaugh headquartered?
Slovenian Savings & Loan Association of Franklin-conemaugh is headquartered in JOHNSTOWN, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Slovenian Savings & Loan Association of Franklin-conemaugh founded?
Slovenian Savings & Loan Association of Franklin-conemaugh was established in 1915, per the FDIC institution directory.
Is Slovenian Savings & Loan Association of Franklin-conemaugh FDIC-insured?
Yes. Slovenian Savings & Loan Association of Franklin-conemaugh is an FDIC-insured commercial bank (FDIC Certificate #31994). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Slovenian Savings & Loan Association of Franklin-conemaugh?
Slovenian Savings & Loan Association of Franklin-conemaugh's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Slovenian Savings & Loan Association of Franklin-conemaugh's CET1 capital ratio?
Slovenian Savings & Loan Association of Franklin-conemaugh reported a Common Equity Tier 1 (CET1) capital ratio of 6.73% in its most recent quarterly filing — below the well-capitalized threshold.
How many branches does Slovenian Savings & Loan Association of Franklin-conemaugh operate?
Slovenian Savings & Loan Association of Franklin-conemaugh operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Slovenian Savings & Loan Association of Franklin-conemaugh's Texas Ratio?
Slovenian Savings & Loan Association of Franklin-conemaugh's Texas Ratio is 0.05% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.