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None is an FDIC-insured commercial bank. As of , the bank reported total assets of $219M and total deposits of $188M. Profitability stands at 0.15% ROA and 1.09% ROE, with a net interest margin of 3.87%. CET1 capital ratio: 13.73%, well above regulatory minimums. NPL ratio: 0.70% · Texas Ratio: 3.51%. Operates 4 domestic branches.

Assets
$219M
Deposits
$188M
Loans
$155M
Equity
$29M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 84.4% of total — SVB-style run-risk profileWhat does this mean? →

Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3113.73%0.15%0.70%3.51%3.87%
2025-09-3013.45%0.18%1.31%6.71%3.71%
2025-06-3012.99%0.42%1.36%7.21%3.52%
2025-03-3112.60%0.42%1.51%8.20%3.35%
2024-12-3112.33%0.55%1.60%8.99%3.34%
2024-09-3011.99%0.53%1.55%8.75%3.69%
2024-06-3011.55%-0.73%1.45%8.57%3.33%
2024-03-3111.31%0.02%1.47%8.99%3.23%