Citizens State Bank — Return on Average Equity
Data as of · sourced from FFIEC call reports. How we update
Citizens State Bank reported a return on average equity of 7.04% as of Q1 2026 , ranking #3,005 of 3,911 U.S. banks (23th percentile) . Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity — the standard equity-investor measure of bank profitability.
12-Quarter Trend
National Context
What is the Return on Average Equity?
Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors — the rate of return earned on the shareholders' invested capital.
Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).
Full definition & formula →More Citizens State Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Citizens State Bank profile or how this data updates.