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Commerce Bank: Return on Equity

23.82% Ranks #197 of 3,615 U.S. banks · 95th percentile

Data as of · sourced from FFIEC call reports. How we update

Commerce Bank reported a return on equity of 23.82% as of Q2 2026, ranking #197 of 3,615 U.S. banks (95th percentile). That is down 3.52 percentage points from 27.34% a year earlier, and above the 12.32% median of the 1,872 Small Community Banks ($100M–$500M in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 23.82%
Q1 2026 25.03%
Q4 2025 20.35%
Q3 2025 23.26%
Q2 2025 27.34%
Q1 2025 26.12%
Q4 2024 23.69%
Q3 2024 19.68%
Q2 2024 26.73%
Q1 2024 18.08%
Q4 2023 24.07%
Q3 2023 23.58%

National Context

Latest value 23.82%
National rank#197 of 3,615
Percentile 95th
12-quarter low18.08%
12-quarter high27.34%
Full rankingView leaderboard

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.

Full definition & formula →

Frequently asked questions

What is Commerce Bank's Return on Equity?

Commerce Bank's Return on Equity was 23.82% as of Q2 2026, ranking #197 of 3,615 U.S. banks.

What is the Return on Equity?

Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Commerce Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34938) · FFIEC NIC profile (RSSD 2746245)